Head Financial Planning & Analysis Leader
Resume:
Santosh Dubey
Head – Business Planning and analysis
SMFG India Credit Company
Core Competencies
Financial planning and analysis
Management reporting
Stakeholder management
Credit and investment analysis
Business Finance
Expense planning and control
Financial modelling
Asset Management
Profile Summary
Personal Information
Date of birth 16-Aug-1980
Gender Male
Current /
Permanent
Address
SMFG India Credit Company
Head – Business Planning and analysis
April 2025 - Present
A seasoned professional with over 17 years of experience in financial planning analysis, business finance, management reporting, expense planning and reporting, financial control, people and stakeholder management, credit and investment analysis, asset management and process improvement. A quick learner with an inner drive to exceed expectation Education
University of Mumbai
The CFA Institute, USA
Career objective
To become a valuable contributor for an organization by utilizing my learning, acumen and experience
Ex Clix Capital, Private Equity, Standard Chartered, SMFG India Credit, Bank of America and SS&C Globeop
1303, 6D Ariadne,
Runwal Eirene, Balkum,
Thane, Maharashtra,
400608
17 years
+91-900**-***** **************@*****.***
Marital
Status
Language
Known
English, Hindi
Married
Work Experience
- Spearheading the business planning of all the
segments / products within the organization
- Evaluation of new business initiatives in line with business strategy of the organization
- Overall P&L control and stakeholder managements
- Process improvement with TAT reduction
- Performance management for business segments /
products
- Competitor benchmarking etc.
Hudson Advisors India (Investment Advisors of Lone Star Funds, USA)
Assistant Vice President (Financial planning and
analysis for NBFC, ARC and other entities in India) October 2018 – May 2024
Creation, review and control of financial plan and forecast of a NBFC and ARC business of Lone Star Funds in India Monthly, quarterly and yearly performance review and reporting compared with Plan / forecast
Credit analysis of large ticket size loans from an NBFC Review of monthly/ quarterly management accounts
Competitor benchmarking
Expense analysis and control
Internal and external performance reporting with key KPIs Standard Chartered Bank
Manager – Financial planning and analysis
September 2015 – September 2018
Effective management of yearly planning process for the bank including timely creation and submission of long- and short- term financial plan in co-ordination with business teams, leadership review of plan, dissemination of information for monthly performance tracking
Monthly, quarterly and annual performance analysis of the bank and its business segments with key performance indicators for the review of country management
Ensure budgetary expense control across the functions Recommend strategy and action plan to enhance productivity in co-ordination with the CEO/CFO office
Scenario and stress test analysis for ICAAP submission to RBI Active support for internal and annual statutory audit for timely completion
Review of controls with business units to ensure compliance with regulatory and internal policy requirements
Computation of priority sector lending requirement and shortfall impact at Bank and segment level
- Spearheading the financial / business planning of all the segments / products within the organization
- Performance management, overall P&L control and
stakeholder managements
- Process improvement with TAT reduction
- Evaluation of new business initiative aligned with the long-term business strategy of the organization
- Investor reporting
- Competitor benchmarking etc.
Clix Capital Services
Head – Financial planning & analysis, Investor relations May 2024 - Present
Preparation and review of budget / forecast, reporting monthly P&L and balance sheet based for Home Loans & Insurance business products
Monthly & quarterly performance analysis, Dashboard discussion with senior management on business day 1 and variance analysis
Bank of America
Team developer
May 2010 – July 2011
SS&C Globeop Financial Services
Fund Accountant
July 2008 – April 2010
- Preparation of daily P&L on market positions of Hedge funds, annual financial statements of net asset, statement of operation, cash flow and fund flow. Handling Statutory audit
- Accruing all non-trade related expenses for the fund, tracking general ledger details and maintaining control for accuracy of transactions
Extra-Curricular & Academic
Triumphs
Like to play Cricket and have played “A” Division cricket league for two seasons
Coordinated National Level seminar on Corporate social responsibility during my MMS
Has been member of an NGO “Yuva” working towards
providing primary education to poor children’s
Courses & Certifications
India Institute of Technology, Kharagpur
- Evaluation of financial impact on strategic initiatives like capital Infusion, new products, new branches, securitization of assets,
- Performance analysis of business segments, branch and product profitability, balance sheet, cash flow and variance analysis
- Competitor benchmarking
- Preparation of long term & short-term financial plan, finalization of input parameters like headcount and productivity, pricing, Borrowing, credit losses etc. at business segments, product and entity level
- Estimation of Capital adequacy ratio (CAR) and scenario analysis
SMFG India Credit
Senior Manager – Finance
July 2011 – August 2015
Contact this candidate