Mortgage Underwriting Manager Resume Title
Resume:
AMANDA JESSUP
*** ******** ****, ***. **, Westfield, IN 46074 · 317-***-****
******.********@*****.***
OBJECTIVE
I would like to get back into the mortgage industry after having to step back due to an illness. EXPERIENCE
Kohl's
Store Support Lead
November 1, 2022 - Current
● Responsible for performing cash office tasks daily, i.e. verifying prior day sales, balancing the safe and all tills, processing checks, preparing daily deposits, etc.
● Responsible for writing the schedule weekly for 80 associates working at the store.
● Responsible for maintaing, conducting inventory, and ordering store supplies.
● Onboarding new associates including processing all compliance paperwork and conducting orientations.
● Process payroll
● Responsible for associate relations tasks such as keeping track of attendance, writing associate counseling forms for management to conduct reviews and counseling.
● Process and report all known theft in the store
Caliber Home Loans
Wholesale Underwriting Manager
March 1, 2021 - November 1, 2021
Senior Underwriter – DE & LAPP/SAR
August 17, 2020 – February 28, 2021
● Responsible for leading a team of 8 Underwriters to ensure the company’s production, SLA, and quality metrics are met.
● Ensure escalations have a satisfactory resolution.
● Respond to all communication within 4 hours of receipt.
● Responsible for underwriting all loan program types including Conventional, FHA, USDA, and VA.
● Responsible for underwriting appraisals for USDA, FHA, and VA loans.
● Responsible for making the first decision and condition reviews on files and communicating that decision to the Brokers, Customer Service Representatives, Account Executives, and management.
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● Meet production minimum requirements of 2 initial loan decisions and 4 condition reviews per day.
● Facilitate Brokers with product questions and scenarios.
● Perform underwriting calculations such as determining debt-to-income ratio, loan value, income, etc.
● Excellent understanding of mortgage documentation such as: Notes, Truth in Lending Disclosures, Final Settlement Statement, credit packages, etc.
● Understanding of regulatory compliance.
● Train newly hired underwriters when needed by management. 1st Signature Lending
UNDERWRITING MANAGER – DE & LAPP/SAR
September 2016 to September 2019
● Responsible for management of underwriting department including personnel management, meeting timeliness guidelines per company requirements, assigning loan files for review, mentoring underwriters, answering scenario questions, regular meetings with fellow management team, and training of all new hires.
● Wrote product matrices for all loan product for company.
● Developed job aids for the underwriting department as well as the entire company including construction to permanent worksheet for calculating the total loan amount, underwriting, processing, and LO checklists to perform job responsibilities, and income calculation worksheets.
● Managed a team of underwriters. My duties included utilizing reports to maintain SLAs, assigning files, performing 2nd Sign reviews, approving timecards and vacations/PTO, and training newly hired underwriters.
● Provided training for processing, underwriting, and sales teams on self-employment income calculations, construction to permanent loan products, and VA and USDA basic guidelines.
● Responsible for underwriting all loan program types including Conventional, FHA, USDA, VA, portfolio and agency, and jumbo loans.
● Responsible for underwriting appraisals for Conventional, USDA, FHA, and VA.
● Responsible for making the first decision on files and communicating that decision to the loan originators and processors.
● Facilitate loan originators with product questions and scenarios.
● Perform underwriting calculations such as determining debt-to-income ratio, loan value, income, etc.
● Excellent understanding of mortgage documentation such as: Notes, Truth in Lending Disclosures, Final Settlement Statement, credit packages, etc.
● Understanding of regulatory compliance.
Carrington Mortgage
SENIOR MORTGAGE UNDERWRITER – DE & LAPP/SAR
July 2015 to September 2016
● Responsible for underwriting all loan program types including Conventional, FHA, USDA, and VA.
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● Responsible for underwriting appraisals for Conventional, USDA, FHA, VA, portfolio and agency, and jumbo loans.
● Responsible for making the first decision on files and communicating that decision to the loan originators and processors.
● Facilitate loan originators with product questions and scenarios.
● Perform underwriting calculations such as determining debt-to-income ratio, loan value, income, etc.
● Excellent understanding of mortgage documentation such as: Notes, Truth in Lending Disclosures, Final Settlement Statement, credit packages, etc.
● Understanding of regulatory compliance.
Regions Bank
SENIOR MORTGAGE UNDERWRITER – DE & LAPP/SAR
June 2014 – June 2015 & July 2006 – August 2012
● Responsible for underwriting all loan program types including Conventional, FHA, USDA, and VA.
● Responsible for underwriting appraisals for Conventional, USDA, FHA, VA, portfolio and agency, and jumbo loans.
● Responsible for making the first decision on files and communicating that decision to the loan originators and processors.
● Facilitate loan originators with product questions and scenarios.
● Perform underwriting calculations such as determining debt-to-income ratio, loan value, income, etc.
● Excellent understanding of mortgage documentation such as: Notes, Truth in Lending Disclosures, Final Settlement Statement, credit packages, etc.
● Understanding of regulatory compliance.
Stonegate Mortgage
SENIOR MORTGAGE UNDERWRITER – DE & LAPP/SAR
August 2012 – June 2014
● Responsible for underwriting all loan program types including Conventional, FHA, USDA, VA, portfolio and agency, and jumbo loans.
● Responsible for underwriting appraisals for Conventional, USDA, FHA, and VA.
● Responsible for making the first decision on files and communicating that decision to the loan originators and processors.
● Facilitate loan originators with product questions and scenarios.
● Perform underwriting calculations such as determining debt-to-income ratio, loan value, income, etc.
● Excellent understanding of mortgage documentation such as: Notes, Truth in Lending Disclosures, Final Settlement Statement, credit packages, etc.
● Understanding of regulatory compliance.
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EDUCATION
2001 - 2003
ASSOCIATES DEGREE, VINCENNES UNIVERSITY
Field of Study – American Sign Language
SKILLS
● Encompass LOS
● E3 LOS
● Empower LOS
● Calyx Point LOS
● Excel
● Blitz Docs Imaging System
● Catalyst Imaging System
● DocVelocity Imaging System
● Microsoft Suite
● Outlook
REFERENCES
Available upon Request
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