Senior Manager Chartered Accountant

CA RHYTHAM VIJAY

Email: ********@*****.*** MNo. +91-882*******

PROFILE SUMMARY:

Highly moƟvated and adaptable Chartered Accountant leveraging my exisƟng financial knowledge & skills to bring the best of my CA, seeking a role that leverages my financial experƟse, Skills to drive grown and development in a dynamic organizaƟon.

QUALIFICATION:

EXAMS UNIVERSITY YEAR

CA The InsƟtute of Chartered Accountants of India 2019 B. Com Commerce College University of Kota, (UOK) 2017 HSC ST. Joseph’s S.R. S.E.C School (CBSE) 2014

WORK HISTORY:

1. ARTICLESHIP from M/s. Bhutoria Ganeshan & Company (Chartered Accountants, Kota) 2. Prabhudas Lilladher PVT. LTD. (Nov-24 to Present) Senior Manager Finance (Treasury & Finance, Group MIS):

Maintained Long term banking relaƟonships with Banks, NBFC’s & Investors for conƟnuous debt raising, Credit Arrangements, renewal of credit faciliƟes, BG’s, FDR’s as well as support in Bank API integraƟon process.

Closure of Debt Agreements from Legal compliance & other applicable viewpoints.

Ensuring compliance of all T&C of debt arrangements & associated financial covenants.

OpƟmized inter-group funding arrangement, Efficient Cash flow management to ensure minimize borrowing cost, & daily fund uƟlizaƟon/PosiƟoning, managed credit raƟng process with all the docs

& explanaƟons.

Monitored & renewed various credit faciliƟes (BG, FD-OD, OD, LAP), coordinaƟng interdepartmental data collecƟon.

Oversaw interest calculaƟons on all borrowing/faciliƟes & ensuring all Interest/ Principal payments without fail within Ɵmeline.

Reviewing PCM revenue/cost calculaƟons & FD registers, interests, charges, accruals, & monthly provisions.

Prepared & Analyze group-level financial MIS including, proper transfer of credits to BU’s, Common cost allocaƟon, revenue- cost analysis, BU-wise analysis, & YTD budget comparisons.

Group financial MIS PresentaƟon to leadership on quarterly basis & comparisons of the department performances MOM, QTD, YTD levels.

DraŌed & compiled annual budgets, Customized various reports as required by Management as required.

3. PricewaterhouseCoopers, AC (Oct-21 – Jul-24) Senior Associate, Banking & Capital Markets :

Collaborated with US Assurance/Audit teams to execute external audits for SEC-listed clients.

Conducted SOX-compliant control tesƟng, test of details, internal control evaluaƟons.

Performed & reviewed financial statement & footnote Ɵe-outs to ensure accuracy with trial balances & supporƟng schedules.

Conducted variance analysis on PY to CY figures of assets, income & expenses to assess client financial health.

Executed financial statement review procedures, roll-forwards, lead schedules, & managed engagement Ɵmelines.

Provided coaching & supervision to associates, reviewing their work & ensuring quality deliverables.

Built strong relaƟonships with engagement teams & managed client expectaƟons for large banking audits.

IdenƟfied & implemented best pracƟces across engagements, contribuƟng to team development & efficiency.

4. ICICI Bank Limited (Jan-21- Sep-21) Credit manager, Business loans group (BLG)

Processed business loans in line with program guidelines, policies, & compliance requirements, including review of property documents, valuaƟons, and CIBIL reports.

Analysed customer financials using relevant raƟos & assessed creditworthiness.

Engaged with customers to understand business models, eligibility & funding needs.

Prepared approval requests and pros & cons summaries based on financial analysis, customer interacƟons, and policy adherence.

Ensured Ɵmely processing of loans & renewals, maintaining compliance with internal circulars & guidance notes.

Monitored processed accounts, idenƟfied stress indicators, & collaborated with business teams on miƟgaƟon strategies.

5. Sharma Ashish & Associates, Chartered accountants (May 2020 - January 2021) Senior Associate

Conducted Income tax audits u/s 44AB, verificaƟon of compliances as per the income tax laws, TDS, Advance tax liability.

Ledger ScruƟny of accounts for clients & compliance with income tax laws & AccounƟng standards.

Conducted bank audits of naƟonalized banks as well as urban cooperaƟve banks.

PreparaƟon & filling of IT returns, TDS returns of individuals, partnerships, Companies, HUF etc.

Farming replies for Direct & Indirect tax noƟces.

Reviewing accounƟng data in Tally, finalizaƟon of financial statements.

PreparaƟon of ProjecƟons & esƟmated financial statements. 6. PERSONAL DOSSIER:

Date of Birth : 19th August,1996

Current Address : Mumbai

Marital Status : Un-Married

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