Banking Operations/ Accountant

Mirza Asif Ali Baig

Email: ********@*****.*** Mobile: +966-**-***-**** Location: Riyadh, Saudi Arabia Career Objective

Experienced finance professional with 26+ years in Banking Operations, Treasury, Credit, and Accounting. Seeking a senior role in Finance, Treasury Operations, Credit Operations, or Payments, where I can leverage my expertise to drive operational efficiency, mitigate risk, and contribute to organizational growth.

Professional Experience

Saudi Constructioneers Company (SAUDICO), Riyadh

Senior Accountant – Accounts Payable Unit (Current)

- Verify supplier and subcontractor invoices and ensure payment settlements as per contracts and purchase orders.

- Manage and reconcile petty cash.

- Coordinate with vendors and internal departments for payment queries. Emirates NBD Bank, Riyadh

Assistant Operations Manager – Treasury & Credit Operations (13+ years)

- Monitored corporate customer limits and reviewed loan applications and signatures.

- Verified and processed corporate loans in Finacle, including Islamic commodity purchases and syndicate loans.

- Managed customer confirmations, inquiries, and loan discrepancy resolutions.

- Supervised IG/Nostro account reconciliations, SARIE local payments, SWIFT payments, and fixed deposits.

- Oversaw treasury deal settlements (MM, FX, Reverse Repo), coordinated with the front office for daily currency squaring, and represented the bank at SAMA’s Troops Quarterly meetings.

- Delivered operational efficiency improvements, managed risk, and ensured compliance with regulatory requirements.

Arab National Bank, Riyadh

Supervisor – Credit Card Division (Jan 2002 – Apr 2004)

- Processed Visa card, cheque book, and ATM card requests and supervised dispatch to branches.

- Reconciled ATM and POS transactions on Base24, and branch cash advances with master statements.

- Prepared monthly MIS reports and handled investigations, inquiries, and branch/customer correspondence.

Education

MBA (Finance)

Bachelor of Commerce

Trainings & Certifications

- Anti-Money Laundering (SAMA)

- Derivatives (Emirates NBD Institute, Abu Dhabi)

- Leadership Skills (Emirates NBD Capital)

- Time Management

- Train the Trainer (Finacle Project – Emirates NBD, Dubai) Key Skills

- Treasury & Credit Operations

- Accounts Payable & Reconciliation

- Risk Management & Compliance

- Payments Processing (SARIE, SWIFT)

- Query & Process Management

- People Management & Capacity Planning

- Report Preparation (MIS) & Stakeholder Communication Core Competencies

- Strong analytical and problem-solving abilities

- Operational efficiency improvement through process optimization

- Proven leadership and team development skills

- Excellent communication and stakeholder management

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