Christopher R. Ellis
Florissant, MO *****
Summary:
Experienced Loan and Title Specialist with a strong background in auto loans, mortgage compliance, escrow disbursement, and foreclosure title examination.
Over 10 years of experience across financial institutions and healthcare, with expertise in TRID/TILA regulations, loan processing, title review, claims adjustment, and customer service.
Proficient in systems such as Encompass, Calyx, LPS, Lenstar, and Real Resolution.
Demonstrated ability to manage compliance, resolve complex issues, and communicate effectively with clients and stakeholders.
Education:
B.A., Political Science Degree, Lindenwood University, St. Charles, MO 1999
Skills:
Microsoft Word
Access in Microsoft 365, Excel, Outlook
Typing speed is 40 wpm
Professional Experience:
Community Action Agency of St. Louis County (CAASTLC) Mar 2024 - Mar 2025
Payment Processor
Processed paperwork from applicants who requested utility assistance
Verify the accuracy of payment transactions and resolve discrepancies efficiently.
Maintain detailed records of all transactions and communications with clients.
Process daily work from departmental queues to consistently meet and exceed processing goals.
St. Louis County Board of Elections St. Ann, MO Mar 2024 Nov 2024
Election Coordinator
Advised election poll workers on voting protocol.
Prepare and maintain election materials
Hogan Trucking Bridgeton, MO Jun 2023 - Jan2024
Data Entry
Entered data and verified if drivers were adhering to company policies
Maintained operations by following policies and procedures; reporting needed changes.
In addition to my data entry duties, I would file documents and help with organizational tasks.
Thompson & Coburn Law Firm St. Louis, MO Jun 2023 - Sep 2023
Mail Room Clerk
Prepared outgoing and incoming mail and prepared documents for legal presentations.
Assisted with quality control and verified that documents were accurate
Input employment hiring and termination information for workers into company database; organized and analyzed long-term hiring data.
Iron Mountain (Opusing LLC) O’Fallon, MO Nov 2022 - Feb 2023
Data Entry Specialist
Entered medical information into database for hospital clients
Met data entry requirements per week by following data programming techniques and procedures.
Entered numerical data into databases in a timely and accurate manner.
Reviewed and updated client correspondence files and scheduling database
Together Credit Union St. Louis, MO Jul 2022 - Oct 2022
Loan Processor/Auto Title Clerk
Prepared auto loans for underwriting review approval, corrected interest rates and closed
down payment information, filed titles in alphabetical order and according to the state title originated,
called financial services to obtain titles and lien releases.
Stewart Title St. Louis, MO Feb 2021 to Jun 2022
Escrow Disbursement Coordinator/Compliance Specialist
Disbursed payoffs to mortgage lenders, tax collectors and insurance providers in order to satisfy home loan borrowers’ closing requirements.
Verified closing cost protocol according to TRID compliance.
Bank of America St. Charles, MO Dec 2019 - Feb2021
Compliance Operations Specialist
Researched and analyzed documents for any errors that were entered on closed loans.
Contacted outside agencies for information and documents.
Performed compliance check based on policies and procedures from TRID-Truth in Lending Act(TILA) and Real Estate Settlement
United HealthCare Maryland Heights, MO Jul 2016 - Nov 2019
Phone Rep/Senior Claims Adjuster
Helped United Healthcare members with their insurance coverage questions and needs that required a substantial amount of research.
Politely handled more than 40 inbound calls a day.
Advised outpatient center staff on legal issues regarding patients. Scheduling surgeries for patients.
Reviewed original medical claims from doctors or facilities and adjusted them according to medical protocol.
Examined and verified the accuracy of medical codes to prevent fraud.
Kozeny and McCubbin, Creve Coeur, MO Jun 2014 - Jun 2016
Foreclosure Title Examiner/Abstractor
Look at the history of properties, check for any liens or issues that would block foreclosure.
If there was a change in beneficiary, I would request a foreclosure specialist to obtain original assignment document from company who owned the title property or draft a new one that they would have to sign/execute and send back.
Routinely reviewed loans for title commitments after they were ordered and answered inquiries from clients about them.
Became very familiar with LPS, Real Resolution, Lenstar, Encompass and Calyx