Financial Analyst Analysis

RENE MUNANG

+1-267-***-**** **********@*****.***

Profile Summary

Financial Analyst with 2+ years of diverse experience in financial analysis, budgeting, forecasting, and variance analysis. Demonstrates strong proficiency in advanced Excel, financial modeling, and adherence to GAAP. Expertise in developing detailed expense models and providing actionable insights to drive financial performance and operational efficiency.

Skills

•Financial Analysis & Modeling: Financial Modelling, R - Time series Forecasting Model, Investment Management

•Accounting & Reporting: Financial Accounting (IFRS, GAAP), QuickBooks

•Software & Tools: Microsoft 365, FactSet, SAP-FICO, Business Intelligence (Power Bi)

Employment History

Team Freedom Agency Aug 2024 - Present

Finance Consultant Remote

Analyzed prospective clients’ financial situations to provide personalized strategies and actionable budgeting recommendations, aligning with financial goals and cost management insights.

•Evaluated income and expenses to offer comprehensive financial guidance that supported improved financial stability and indepen- dence.

•Developed detailed budgeting strategies based on analysis of client financial plans, enhancing decision-making and aligning spending with long-term objectives.

•Delivered tailored investment advice designed to grow wealth and support clients' long-term financial aspirations.

•Monitored client progress continuously and adjusted strategies to address financial variances and evolving budgetary needs.

Kattex Business LLC Jun 2024 - Jul 2024

Financial Analyst Fredericksburg, VA

•Conducted comprehensive financial analysis on statements, including budgeting, forecasting, and variance analysis to enhance performance and profitability in line with corporate cost structures.

•Collaborated with cross-functional accounting teams and utilized QuickBooks to correct errors and ensure compliance with financial regulatory frameworks, including GAAP and IFRS.

•Assumed additional responsibilities as delegated by management.

Small Business Development Center (SBDC)-Temple University Philadelphia, PA June 2023 -May 2024

Financial Analyst

•Conducted consultations with a diverse clientele ranging from startups to established businesses and helped prepare and correct their financial statement with journal entries in compliance with accounting regulatory framework (IFRS, GAAP)

•Assisted clients conducted an in-depth financial analysis on their financial statements that helped determine the credit risk and credit worthiness that helped qualify them for funding.

•Performed financial modeling and financial analysis on past and current financial statements that helped provided a deep financial insight into the current financial performance and helped forecast the financial situation for the next five years

•Assisted Clients in Preparing a rolling monthly, quarterly and annually forecasted budget by analyzing historical financial data and trends that helped support them in their budget preparation

•Conducted Variance analysis on their actual and forecast budget and presented findings to stakeholders in the form of dashboard using advanced excel formulars and Business Intelligence

SPARKASSE BANK Mar 2017 - Sep 2017

Financial management analyst intern Germany

As an intern, I supported the finance and accounting department, the credit department, the controlling department and sales department in their daily business operations that helped achieve their departmental goals

•Assisted the finance and accounting department in conducting financial analysis, and account reconciliation on the Bank annual balance sheet that helped minimize errors and determine the financial performance of the bank at that point in time

•Supported the controlling team on cost and pricing analysis and calculation on customers data, applying advanced excel formulas that helped determine the forecasted cost and prices of bank products and services to enhance competitiveness and profitability

•Contributed and developed financial and sales reports and communicated them with stakeholders.

•Helped streamline financial operations on Accounting Software Lotus – Note that leveraged customers' expectations on online account services and increased customers acquisition rate.

UNION BANK OF CAMEROON Mar 2009 - Sep 2014

Accounts Relationship Officer Douala

•Analyzed business clients' financial statements and individual bank accounts requesting credit facilities that helped clients qualified for funding.

•I continued monitoring clients bank accounts and communicated and resolved any account issues promptly, improving customer experience and loyalty that help increased customers annual retention rate.

•Scanned Interbank cheques for clearing, performed funds transfers operations, Debited and credited customers' accounts and reconciled accounting discrepancies using Finance banking software

Education

TEMPLE UNIVERSITY, The Fox School of Business Philadelphia, PA

Specialized Master of Science, Finance- Financial Analysis

•GPA: 3.5

KAISERSLAUTERN UNIVERSITY of Applied Sciences – Germany

Master of Arts, Financial Services Management

Furtwangen University (HFU) – Germany

Bachelor of Arts, International Business Management

Student Project

2022 - 2024

2019 - 2021

2014 - 2018

Data Analytics- Projects. R, Python, Al Aug 2022 - May 2024

Temple University

•Examined the historical return performance of the 100 component stocks that make up the S&P 100 index and explored their correlations and identify pairs of stocks that are most highly correlated and relatively uncorrelated.

•Addressed some of the shortcomings of modeling stock price as a simple random walk. Compared the simulated option prices from our random walk model against that of the Black-Scholes options pricing formula

•R. Financial time Series analysis that conducted the point of forecast for the future applying R. Codes on the Linear Univariate time model(AR,MA,ARMA).

Investment Analysis/Assets Management- Project

•As a Specialized Financial Analyst Master student, I carried out projects on Asset Management, portfolio management and Investment analysis and trade on Investment funds (Stocks, Private Equities, ETFS, Mutual Funds, Fixed Income (Bonds), derivatives, stock and Index options, Futures.

•Conducted qualitative market research and quantitative analysis on securities screening, stock selection & allocation using expert review, latest news, articles, FactSet, Bloomberg and trade on a virtual trading platform.

•Constantly monitored and updated stocks for better portfolio performance by comparing results with Benchmark Index S&P 500

•Conducted and Investment Analysis of two Investment projects applying the Capital Budgeting and selected the right project by calculating the NPVs, IRR, Payback Period

•Retirement planning: Wrote Investment policy statement for families and recommended investments that is in line with their return objectives, risk tolerance and time horizon.

Financial Analysis - Project Mar 2019 - Mar 2020

Kaiserslautern University Germany

•Analyzed the financial statements of SAF Tehnika a Limited Liability Company in Latvia (Europe) and its international subsidiaries in line with International Financial Reporting Standard (IFRS) that helped determined the credit worthiness of the company.

•Analyzed financial performance ratios on the past and current income statement, balance sheet, Cash flow statement,

•Discovered a deep insight of the company current financial situation, presented findings to shareholders and recommended corrective actions that need to be taken to help increase the future financial performance of the group company and Its subsidiaries.

Certifications & Licenses

•Financial Modelling and Valuation Analyst (FMVA): https://www.creden- tial.net/7283a8cd-eb3c-443e-a08d-933c3182e7db#acc.xDEJnzi0

•CFA Candidate Level 1

•Active State License Life Insurance and Annuities Producer: Primerica

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