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Saudi Arabia United States

Location:
Riyadh, Saudi Arabia
Posted:
August 31, 2025

Contact this candidate

Resume:

Saleh S. Alhawar

********@*****.***

********@*****.***

***** ** *******

***** ****** ****, ******* ********, Saudi Arabia. Cell: +966-***-***-*** +966-***-***-***

CAREER SUMMARY:

A highly motivated and personable professional with more than 12 years of experience in multiple facets of finance and accounting fields. Possesses multiple skills covering many financial areas such as laws, cost control principals, ledger analysis, financial statements, budgeting, auditing practices, forecasting, maintaining, analyzing, verifying, and reconciling complex financial transactions, statements, records, combined with collect skills of overdue amounts and bad debts skills.

EDUCATION:

- Bachelor of Science in Finance (Dec 2014)

GPA: 3.34 out of 4.0

Indiana State University

200 North Seventh St

Terre Haute, Indiana State 47809, United States of America Phone: 812-***-****

PROFESSIONAL EXPERIENCE:

- Saudi Development and Export Services Company (Jan 2022 – Till Now)

“Financial Planner and Analyst”

• A member authorized by the company to sign at banks (payment of withdrawals, deposits, etc.) by a resolution issued by the company’s board of directors.

• Representative of company’s in all banks with limited authority.

• Representative of the Finance Department in bid opening committee.

• Analyse the company's financial performance and analyze financial data (budgets, income statement, forecasts, etc.).

• Collect, compile, verify and analyze financial information, economic indicators market developments and trends.

• Perform analyses of the budget and the costs, reviews and advisory services regarding the financial status of the company.

• Escalates any financial issues to management and in charge of bad debts issues - Pre-legal stage.

• Completes market research and comparable company analysis.

• Maintain open lines of communication or liaise with the firm's direct management, finance personnel and others to complete the tasks set forth by the company.

• Present verbal or oral reports on general economic trends, individual corporations, and whole industries.

• Maintain confidentiality of financial information, investment decisions, or any other tasks assigned by the organization.

• Engage with stakeholders regarding business strategy, go to market, functional and company strategy, spending initiatives, ad hoc financial analysis and monthly, quarterly and annual planning.

• Collaborate with accounting/data/IT teams on process improvement projects.

• Manage the risk exposure of an organization by detecting possible issues and formulating plans to address them.

• Ensure that all policies and procedures are followed for all client business and bank responsibilities to ensure compliance and reduce risk.

• recommending cost-saving initiatives without compromising business quality or efficiency and suggest cost reduction strategies.

- Saudi Development and Export Services Company (July 2015 – Dec 2021)

“Financial Accountant”

• Prepare and enter journal entries which include correcting entries, allocating expenditures, weekly wages, petty cash, daily bank receipts postings and other journal posting.

• Prepares special reports by studying variances; preparing budgets; developing forecasts.

• Develop, maintain, and analyze budgets, preparing periodic reports that compare budgeted costs to actual costs.

• Determines cost of operations by establishing standard costs; collecting operational data.

• Prepare profit and loss statements and monthly closing and cost accounting reports.

• Analyze financial information and summaries financial status.

• Audit and verify of invoices prior to payment process.

• Creating good relations with banks, clients, creditors and other stakeholders dealing with our company.

• Undertake all contacts with banks to secure facilities, loans and necessary funding required for our company.

• Ability to debt management and renegotiation capacities in order to collect outstanding payments.

• Review all financial contracts and agreements prior to their conclusion with others to determine financial impact and legal effect then submit recommendations thereon to finance manager.

• Matching invoices to statements and purchase orders to invoices Input accounting data into the accounting system with speed and accuracy.

• Prepare income statements, balance sheets and assist with preparation of the budget

• Work closely with the Finance Manager to ensure smooth operation of all finance matters.

• Analyzing our company's financial performance and making next year forecasts.

- Baud Telecom Company (BTC Networks).

“Accountant” (Nov 2003 – May 2010)

• Assist with month-end close process and journal entries.

• Monthly expense and revenue variance analysis.

• Manage existing client relationships and communicate with them if necessary.

• Prepare and reviewing financial reports on existing customers.

• Receive payments and post amounts paid to customer accounts.

• Locate and monitor overdue accounts, using computers and a variety of automated systems.

• Monthly management account preparation and Prepare monthly financial statements.

• Set up new suppliers on accounting software and Processes supplier invoices

• Reports on debtors and creditors

• Issue cheques for all accounts due

• Prepared company accounts and tax returns for audit.

• Prepare income statements, balance sheets and assist with preparation of the budget

• Prepare and enter journal entries which include correcting entries, allocating expenditures, weekly wages, Petty cash, daily bank receipts postings and other journal posting.

• Prepare quarterly reports and report on variances and assist with the annual audit.

• Tag and monitor fixed assets.

• Prepare and review budget, revenue, expense, invoices, and other accounting documents.

- The National Commercial Bank (NCB)

“Sales Coordinator” (Jan 2003 – Oct 2003)

• Managing all the sales related activity of NCB

• Handling a high volume of customer enquiries whilst providing a high quality of service to each customer.

• Effectively communicating with customers in a professional and friendly manner.

• Supporting the field sales team.

• Ensuring that staff uniforms and personal appearance are always clean and professional.

• Carrying out administrative tasks such as data input, processing information, completing paperwork and filing documents.

• Organizing sales promotional campaigns.

• Contacting potential customers to arrange appointments.

• Manage existing client relationships and communicate with them if necessary.

• Prepare and reviewing sales and financial reports on existing customers.

- Saudi American Bank (SAMBA)

“Financial Collector” (Apr 2000 – Dec 2002)

• Record information about financial status of customers and status of collection efforts.

• Locate and notify customers of delinquent accounts by mail, telephone, or personal visits in order to solicit payment.

• Confer with customers by telephone or in person to determine reasons for overdue payments and, service, or credit contracts.

• Advise customers of necessary actions and strategies for debt repayment.

• Able to interact with a variety of individuals.

SKILLS:

• Strong personal communication and negotiation skills.

• Ability to organize and prioritize.

• Problem solving and contain it.

• Good time-management skills.

• Flexible, hard-working, excellent interpersonal skills, good at multitasking.

• Superb written and oral communication skills.

• Good Analytical ability and logical problem-solving skills.

• Ability to work both independently and within a diverse team.

• Able to interact with a variety of individuals.

• Self-starter with initiative and creativity to solve problems, provide recommendations and make decisions.

• Dealing with MS Office (Excel, Word, PowerPoint, SAP and Outlook). SPOKEN LANGUAGE:

• Arabic (Mother language).

• Proficient in spoken & written English.

OTHER INFORMATION:

• Saudi driving license is available.

• US (United States) driving license is available. INTERESTS ACTIVITIES:

• Participate in business organization, Attend many events and forums related to self-development, avid reader of adventure business novels, love nature photography, collecting currency, Music, football, basketball, traveling, swimming, running, cooking, and camping. ACCOLADES:

• Excellence certificates in third and fourth for collect 2000 (SAMBA).

• Excellence certificates in in first quarter for collect 2001 (SAMBA).

• Appreciation certificates from collector manager of Saudi American Bank. REFERENCES & LETTERS RECOMMENDATION:

Ali Matar Wael M. El-awady

Administration &Finance Manager Chief of Accounts

Baud Telecom Company Baud Telecom Company

+966(3)8676653 Ext. 421 +966(3)8676653 Ext. 428

*******@***.***.***.** Mob.+966*********

********@***.***.**



Contact this candidate