Data Analytics Accounts Receivable

Faisal Malik

Franklin Square, NY ***** • ******.*.********@*****.*** • 516-***-****

Objective

Detail-oriented and analytical professional with a strong academic background in Accounting and Finance, and four years of experience in financial analysis and credit evaluation. Seeking an accounting position to utilize my expertise in financial assessments, risk controls, and data analytics to support accurate reporting, compliance, and business decision- making.

Education

Master of Commerce: Banking and Finance Lahore, Pakistan December 2017 University of Central Punjab

Bachelor of Commerce: Accounting and Finance Lahore, Pakistan August 2015 University of Punjab

Work Experience

Meezan Bank Limited (Pakistan’s best bank) Lahore, Pakistan Lending Manager October 2023- November 2024

• Analyzed client sales data to determine revenue trends and business volume for financing structuring.

• Used monthly or quarterly sales summaries to forecast cash flows and working capital needs. Tracked and reconciled sales ledgers against funded invoices to ensure accuracy and transparency.

• Reviewed and analyzed clients’ A/R aging reports and receivable turnover ratios to assess repayment cycles and credit risk. Monitored the financial inventory on SAP and reconciled accounts.

• Structured receivables-based financing facilities such as invoice discounting, factoring, or vendor financing.

• Monitored the collections and overdue payments from financial receivables to mitigate default risk. OLP Financial Services Pakistan Limited (#1 Leasing company owned by Japan) Lahore, Pakistan Leasing Manager August 2021- September 2023

• Managed and expanded a portfolio of 30+ corporate and SME clients, increasing total lease value by 25% year- over-year, ensuring tailored financing solutions aligned with clients' strategic needs.

• Conducted comprehensive financial assessments for over 50 corporate clients annually, resulting in a 30% reduction in credit defaults through improved risk evaluation and customized lease structuring.

• Assessed clients’ accounts receivable quality and turnover as part of credit evaluation to determine their ability to service lease or financing obligations.

• Negotiated lease terms, payment structures, and conditions, ensuring alignment with client requirements and company policies

• Monitored lease portfolios to ensure timely payments, reduce risk, and manage the renewal process effectively. NBP Funds Management (Leading asset management company) Lahore, Pakistan Funds Manager October 2019- July 2021

• Built and managed relationships with twenty HNWIs, (High Net worth Investors) institutional investors, and corporate clients, achieving 20% annual growth in AUM (Asset under management) while maintaining client retention.

• Promoted three core investment products (mutual funds, pension plans, and other options) and conducted 100% customized needs analyses, helping clients meet their financial objectives and driving 15% revenue growth annually.

• Ensured 100% adherence to regulatory standards, internal policies, and KYC requirements, while preparing and delivering monthly/quarterly performance reports to clients and senior management. Skills

Risk Nucleus Wisaaq Oracle ERP CRM Software MS Office Certification(s)

AI Enabled Data Analytics for Accountants and Auditors LUMS Complete Corporate Grooming HBL Asset management

~References upon request~

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