Credit Analyst Risk

Mark Costabilo

612-***-**** *************@****.*** Anoka, MN 55303

WWW: https://www.linkedin.com/in/mark-costabilo-966205337 SUMMARY

Experienced professional with a background in credit risk assessment and financial analysis, providing guidance on the development of credit policies and procedures. Successfully ensured timely processing of credit transactions while analyzing financial data to evaluate risk levels associated with extending credit. Developed strategies for managing delinquent accounts, contributing to reduced portfolio risks through effective relationship management with external partners. Proven ability to review financial statements to assess borrower creditworthiness, facilitating informed decision-making in account management. SKILLS

Credit risk assessment

Financial analysis

Credit policy development

Delinquent account management

EXPERIENCE

Credit Manager, Inovalon, September 2017-Current

Minneapolis, Minnesota

Provided guidance and support to other departments regarding the development of new credit policies and procedures.

Ensured timely and accurate processing of all credit transactions. Analyzed financial data to determine the degree of risk involved in extending credit. Credit Analyst, 3M Company, November 2016-August 2017 Maplewood, MN

Reviewed and analyzed financial statements of potential borrowers to determine credit worthiness.

Developed strategies to manage delinquent accounts and reduce overall portfolio risks. Developed relationships with external partners such as creditors, appraisers, title companies, in order to facilitate smooth processing of loan applications. Credit Analyst, EMPI - DJO Global, May 2015-October 2015 Shoreview, Minnesota

Reviewed and analyzed financial statements of potential borrowers to determine credit worthiness.

Developed strategies to manage delinquent accounts and reduce overall portfolio risks. Developed relationships with external partners such as creditors, appraisers, title companies, in order to facilitate smooth processing of loan applications. EDUCATION AND TRAINING

Bachelor of Arts

Business Administration, University of St. Thomas, Saint Paul MN July 2000

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