Chief Technology Officer

Professional Experience

Human Manager Limited, **22- 2025

Chief Technology Officer

Drove significant transformation in the organization’s digital strategy, resulting in a 400% increase in operational efficiency. Oversaw the evolution of core products into scalable, multisided platforms, unlocking new revenue streams in lending, identity management, and business expansion. Managed cross-functional teams to align product innovation with long-term business growth.

● Accelerated company revenue from 400M to 850M by reengineering the technology stack into a SaaS/PaaS model.

● Introduced and scaled new business verticals, creating sustainable pathways for diversification and deep market penetration. FMDQ Exchange PLC (Securities Exchange), 2019 – 2021 Head, Application Development

Engineered the modernization of financial infrastructure by integrating global data sources (Bloomberg, Reuters), enabling data-driven decision-making and expanding access to capital markets. Guided the digital product roadmap, with a focus on automation, scalability, and efficiency.

● Facilitated a 300% increase in new business by designing forward-thinking digital products and developing growth-focused architecture.

● Improved securities transaction efficiency by 20% through the execution of the Central Securities Depository project, enabling seamless access to CCP operations.

NIBSS PLC (Transaction Switching), 2016 – 2019

Head, Enterprise Software Services

Redefined national financial infrastructure by leading critical initiatives such as the TSA and SANEF platforms. Championed software policy reforms and enforced system-wide digitization to enhance transparency and security across transaction systems.

● Boosted NIP daily transactions tenfold—from 1M to 10M—by launching innovative platforms and modernizing payment systems.

● Drove 500% transaction growth in 18 months and scaled daily POS transaction volumes from 600K to 1.3M through targeted system enhancements.

● Developed SANEF, now the cornerstone of Nigeria’s Agency Banking Framework, advancing financial inclusion nationwide. Access Bank PLC (Banking, Digital Channels), 2014 – 2016 Team Lead, Development Unit

Terseer Shaguy

Chief Technology & Digital Officer

******.******@*****.*** • 832-***-****

LinkedIn • Richmond, TX 77407

Seasoned technology leader with hands-on experience driving innovation and digital transformation across payments, telecommunications, securities trading, and HR Tech. Proven ability to architect and scale enterprise systems using Java and modern frameworks in both startup and mature business environments. Experienced in delivering SaaS and PaaS solutions across public, private, hybrid, and on-premise cloud environments. Track record of aligning IT strategy with business objectives to unlock growth and operational efficiency. Skilled in managing cross-functional engineering teams and cultivating mentorship-focused leadership cultures. Adept at implementing disruptive strategies that foster competitive differentiation and long-term value. Proficient in leveraging AI and automation to accelerate innovation and optimize digital customer journeys. Known for delivering results in mission-critical environments through agile methodologies and strategic planning. Areas of Expertise

● Technology Roadmapping

● Product Lifecycle Leadership

● Cross-Industry Solutioning

● Digital Transformation

● Digital Innovation Strategy

● AI-Driven Process Automation

● Cybersecurity & Risk Mitigation

● Business Continuity Planning

● Agile Program Management

● Enterprise Architecture

● API Design & Integration

● Data-Driven Decision Making

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Oversaw the design and delivery of digital banking solutions, introducing microservices architecture that transformed system efficiency and customer experience. Led digital innovation programs that supported fintech ecosystem growth.

● Improved system performance by 60% through the transition to microservices, enabling early success for PayWithCapture (now Flutterwave).

● Propelled a 600% increase in eLoan applications through the launch of the Payday Loans initiative, contributing to daily loan disbursements exceeding 1B.

Etranzact PLC (Transaction Switching), 2008 – 2014 Team Lead, MFI & 3rd Party Integration

Directed the creation and rollout of cross-border remittance platforms and financial integration tools. Enabled efficient transactions across Africa through seamless systems deployment and partner integrations.

● Enhanced transaction speed and reliability by 60% through the deployment of the eRemit solution.

● Expanded UBA’s digital footprint to 13 African countries by executing ISO 8583 Mini Switch porting, resulting in a 500% surge in transaction volume.

Education

Certificate in Digital Transformation and Innovation INSEAD – Business School for the World, Fontainebleau, France Senior Management Program (SMP)

Lagos Business School (LBS) – Pan-Atlantic University, Nigeria Certificate in Disruptive Strategy

Harvard Business School Online (HBX)

Bachelor of Engineering (B.Eng), Chemical Engineering Federal University of Technology, Minna

Certifications

● AWS Certified Cloud Practitioner (CLF-C02)

● Sun Certified Java Web Component Developer (SCWCD) 1.5 Technical Skills

Programming & Scripting: Python Node.js (Intermediate) TypeScript (Beginner) Development Tools & IDEs: IntelliJ Eclipse NetBeans Frameworks & Technologies: JPA Hibernate EJB CDI JSF MicroServices MicroProfile Quarkus Helidon Cloud & DevOps: AWS Azure GCP CloudNative (Public / Private / Hybrid) Docker Kubernetes Jenkins Prometheus Jaeger Databases: MySQL PostgreSQL Sybase MS SQL Oracle NoSQL Messaging & Protocols: Kafka WebSockets JWT FIX ISO 8583 ISO 20022 USSD SMPP Application Servers: Wildfly Payara Open Liberty Thorntail Page 2 2

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