Financial Services Data Analytics

Warren Zafrin

Email: ******@******.*** Phone: 1-914-***-****

LinkedIn: https://www.linkedin.com/in/warrenzafrin/ New York, NY Summary:

Results-oriented Technology & Transformation Executive with 20+ years driving digital transformation and operational excellence across the financial services landscape. Expertise in building and scaling RegTech/AI platforms, modernizing core systems, and optimizing compliance operations across banking, and capital markets. Proven ability to deliver multi-million dollar solutions and lead global teams, with a focus on data analytics, AI/ML, cloud-native solutions, and cybersecurity. Trusted by leading financial institutions to navigate complex regulatory landscapes and drive strategic technology initiatives, with a strong understanding of the importance of sustainable business practices.

Professional Experience:

NAPIER AI London, UK New York, NY May 2024 – Present Chief Technology Officer

● Drove strategic technological innovation for Napier, enhancing its AI-powered financial crime and regulatory reporting platform for Tier-1 banks through scalable, cloud-native AI/ML solutions.

● Spearheaded the migration to a cloud-native, event-driven architecture, boosting scalability and performance for critical compliance functions. Redesigned the platform to support evolving RegTech and FinTech regulations (PSD2, ISO 20022, MiCA, TARGET2).

● Implemented a secure, pod-based development model, achieving 95% release accuracy and accelerating time-to-market by 75%. Integrated AI-assisted development tools, ensuring adherence to DORA, ISO/IEC 27001, and NIST standards.

● Optimized SDLC and SaaS operations for secure, zero-downtime delivery. Achieved 16% reduction in Azure spend and 50% decrease in developer cloud costs through strategic Microsoft agreements and reserved instances.

● Established a global Center of Excellence in Belfast, transitioning development in-house and scaling a full-stack engineering and data science team. Implemented AI-assisted workflows and automated regression testing, accelerating delivery of advanced RegTech and AML solutions. SYMPHONY AI SENSA London, UK New York, NY July 2020 – March 2024 Chief Technology Officer

● Transformed an internal analytics tool into a global SaaS RegTech platform, driving 10x revenue growth and a 50% profitability increase through strategic alignment with evolving regulatory and client needs.

● Engineered an AI-driven behavioral analytics platform, processing billions of transactions. Achieved a 90% reduction in detection errors and enhanced regulatory compliance through predictive and GenAI models with co-pilot capabilities, using explainable AI (XAI) for validation.

● Led strategic client engagement with executive compliance stakeholders, translating enterprise needs into product roadmap priorities. Drove Agile delivery aligned with regulatory milestones, onboarding, and revenue targets.

● Designed and delivered a globally scalable, cloud-native AML platform with zero-downtime deployment and 20-minute regional spin-up. Leveraged Kubernetes, Docker, and autoscaling for unparalleled scalability and regulatory-grade availability.

● Orchestrated the post-acquisition integration of NetReveal and Sensa into a unified, cloud-native compliance platform. Consolidated AML and fraud analytics, deployed via Azure, EKS, and stateless microservices, accelerating global bank onboarding and cross-market expansion. QUANTEXA, LTD London, UK June 2019 - June 2020 Contract Solutions Expert

● Revitalized the North American go-to-market strategy, resulting in a 36% increase in opportunity pipeline, 25% growth in brand visibility, and a 15% improvement in stakeholder engagement within financial crime operations.

● Streamlined US sales and product operations, achieving a 40% reduction in time-to-market and a 20% increase in conversion rates via data-driven sales enablement and strategic compliance alignment. TULANE UNIVERSITY New Orleans, LA 2018-2021 ADJUNCT FACULTY - APPLIED COMPUTING

● Developed and implemented a graduate-level course program focused on cybercrime and advanced technologies.

UHY ADVISORS, INC. New York, NY June 2017- June 2019 MANAGING DIRECTOR

● Orchestrated London Stock Exchange’s migration from legacy trading systems to a secure, cloud-native architecture, enhancing market data, execution, and post-trade infrastructure for global scalability and regulatory adherence.

● Implemented zero-trust cybersecurity and SIEM frameworks across London Stock Exchange’s capital markets infrastructure, leveraging behavioral analytics for proactive threat detection and enhanced operational security.

● Enhanced compliance program performance by 33% for Bank of Montreal and Scotiabank, achieving a 46% reduction in false positives through AI-driven triage, process redesign, and workflow optimization, significantly improving regulatory defensibility.

● Engineered and executed comprehensive financial crime, cybersecurity, and compliance transformation programs for Chinese foreign operating banks, ensuring regulatory compliance (NYS-DFS 500/504, OCC, FCA, GDPR) and enhancing audit readiness.

BOOZ ALLEN HAMILTON New York, NY May 2014 - May 2017 VICE PRESIDENT

● Provided strategic advisory to Tier-1 capital market institutions and exchanges on cybersecurity, cloud infrastructure, and operational analytics integration, generating $7M in consulting revenue and aligning digital transformations with evolving regulatory and risk landscapes.

● Executed enterprise cybersecurity programs for global exchanges and depositories, enhancing cyber resilience by 75% and strengthening post-trade infrastructure against emerging cyber threats.

● Spearheaded the modernization of London Stock Exchange’s post-trade infrastructure strategy with blockchain and smart contracts, to achieve a 33% reduction target in OTC settlement costs and aligning innovation with regulatory modernization.

● Led the end-to-end development and go-to-market strategy for RiskCanvas, an AI/ML-driven RegTech platform. Successfully transformed it from concept to commercial success, generating $4M in first-year revenue and securing adoption by leading global banks within the financial risk and compliance sector. SUNGARD AVAILABILITY SERVICES King of Prussia, PA March 2011- April 2014 GENERAL MANAGER Revitalized a $45M underperforming consulting practice into a market-leading business continuity and cybersecurity firm, doubling revenue through strategic alignment with regulatory risk mitigation and operational resilience.

● Delivered a $1M EBITDA turnaround within five months by optimizing delivery operations, enhancing client retention, and achieving a 65% surge in enterprise sales via targeted solution positioning.

● Optimized consulting operations, resulting in a 37% reduction in sales costs, a 20% increase in gross margins, and a 25% decrease in operating expenses, significantly enhancing financial sustainability and delivery efficiency.

● Transitioned from transactional consulting to a regional, solution-focused delivery model improving client engagement, reducing the cost base by 25%, and driving scalable growth within regulated financial services markets.

VERTEX DATA SYSTEMS Warrington, UK March 2010- March 2011 CONSULTANT TO CHIEF OPERATING OFFICER

● Spearheaded the transformation of a Marks and Spencer's legacy payments processing environment into a scalable, integrated service platform, enabling a variable-cost BPO model and achieving a 40% ($7M) reduction in IT costs, thus expanding margins for private equity stakeholders and aligning financial operations with long-term scalability and efficiency goals. KPMG New York, NY March 2008- February 2010 PARTNER

● Engineered a managed service offering for information management consulting, integrating industry expertise with EMC tools and Voltage encryption, driving $7 million in revenue. BEARINGPOINT New York, NY June 2006- March 2008 MANAGING DIRECTOR

● Directed Visa's North American credit card processing infrastructure modernization, aligning platform strategy with evolving payment security and compliance standards as the lead technology partner.

● Engineered and deployed an integrated compromise management system for Visa, achieving a 50% increase in fraud unit efficiency and a 25% reduction in card-present fraud across North American payment terminals.

● Scaled the Financial Services Security business, generating $10M in revenue by launching tailored fraud prevention and security solutions for large-scale payment processing and bank environments.

● Transformed HSBC Canada's fraud prevention program, achieving a 50% reduction in debit card fraud through strategic process redesign, alert governance, and case management improvements, exceeding regulatory and internal control standards.

● Led Washington Mutual's compliance remediation, resolving 2,000+ overdue SARs and addressing systemic deficiencies from a federal Cease and Desist order. Directed offshore compliance operations, implemented scalable SAR triage, and partnered with legal counsel and regulators, enabling successful C&D resolution.

ARCHSTONE CONSULTING New York, NY February 2003- May 2006 PRINCIPAL

● Lead client service professional for UnitedHealth Group, driving $5M in revenue through the delivery of high-impact IT risk, cybersecurity, and performance consulting services, while playing a pivotal role in a

$30M business unit divestiture.

● Engineered the strategic insourcing of Optum Financial's managed internet security services, delivering

$25M in cost savings by architecting a restructured governance and risk model that significantly fortified compliance oversight and long-term control.

● Transformed Optum Financial's data governance, incident management, and cybersecurity landscape by architecting and implementing a unified cyber framework. This resulted in dramatically strengthened internal controls, rigorous alignment with financial services risk management principles, and seamless, compliant information exchange across subsidiaries, vendors, and third-party partners. DELOITTE New York, NY January 1998- January 2003 PARTNER Led a $40M consulting practice, delivering secure, scalable digital infrastructure solutions for financial services clients. Drove platform modernization across core banking, enterprise IT, and regulatory systems, enabling sustained growth and regulatory compliance at scale.

● Directed a global team of 100+ consultants across North America and the UK, delivering high-impact transformation programs for Tier-1 banks and exchanges, focusing on enterprise IT, operational resilience, and capital markets infrastructure.

● Led the modernization of trading and market data platforms for Reuters, Bridge, Instinet, and Savvis, transforming legacy systems into resilient, real-time networks that supported global electronic trading and risk intelligence. Generated over $10M in consulting revenue through risk, audit, and compliance engagements.

● Architected enterprise-scale solutions for critical capital markets infrastructure providers, including CME Group, OCC, CBOT, CBOE, NYMEX, and DTCC, delivering high-availability applications for trading, settlement, and regulatory processing. Drove strategic alignment between infrastructure innovation and evolving capital markets business models.

● Designed and delivered CME’s transition from floor-based to fully electronic trading, creating a unified pre-trade to post-trade platform. Enabled end-to-end automation across execution, clearing, settlement, and market data, ensuring regulatory compliance with SEC and exchange standards while scaling for global volume and asset classes.

● Directed IT risk mitigation and infrastructure harmonization during the Chevron-Texaco merger, executing a 120-day integration plan across global operations. Ensured security, compliance readiness, and infrastructure continuity under strict regulatory timelines. MBA, Computer Systems ZICKLIN BUSINESS SCHOOL, BARUCH COLLEGE MPA, Financial Management NEW YORK UNIVERSITY

BA, Economics NEW YORK UNIVERSITY

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