Financial Crimes Regulatory Compliance

Jasmine Johnson

***************@*****.*** 228-***-**** Converse, TX 78109 LinkedIn

Professional Summary

Results-oriented Air Force Veteran and Senior Fraud, AML, and Financial Crimes Investigator with proven success in detecting and deterring illicit financial activities. Skilled in risk assessment, SAR documentation, and regulatory compliance, supported by a strong background in forensics, data analysis, and stakeholder collaboration. Adept at delivering actionable recommendations, driving policy enhancements, and safeguarding organizations against evolving financial crime threats.

Skills & Competencies

Risk Assessment & Prevention (AML, KYC, BSA)

Financial Crimes Investigations & SAR Reporting

Forensic Analysis & Transaction Monitoring

Data Analytics & Modeling (Microsoft Excel, Case Management Systems) Regulatory Compliance & Reporting (Bank Secrecy Act, Patriot Act) Critical Thinking & Problem Solving

Project Management & Cross-Functional Collaboration Report Writing & Documentation

Attention to Detail & Confidentiality

Leadership & Team Mentoring

Professional Experience

Bank Fraud Investigations Contracted Consultant, Millennium Group/USAA - San Antonio, TX (11.2022 - Current)

Investigate complex fraud and financial crimes, gathering digital and paper-based evidence to support SAR filings and legal processes. Monitor transactional data in Enterprise Financial Crimes Case Management systems to detect money laundering patterns and mitigate emerging threats. Partner with law enforcement, in-house counsel, and cross-functional teams to expedite restitution efforts, increasing recovery rates while complying with AML and fraud regulations.

Strengthen fraud prevention policies through data-driven insights, reducing recurrence of similar fraudulent schemes by 30%.

Fraud Investigator, Citibank - San Antonio, TX (05.2022 - 11.2022) Led investigations into suspicious activities and violations of AML, BSA, and KYC regulations, ensuring adherence to all reporting standards. Prepared SARs, supplemental SARs, and no-SAR decisions based on meticulous case analyses of criminal financial activity, including wire/BEC, elder fraud, and identity theft.

Collaborated with federal and local law enforcement agencies to accelerate complex investigations, achieving a 95% resolution rate of assigned cases. Utilized advanced investigative tools to compile data into comprehensive risk assessments and detailed reports.

Fraud Analyst, Citibank - San Antonio, TX (05.2021 - 05.2022) Detected and prevented fraudulent wire transfers and account takeovers totaling 200K in potential losses through real-time transaction monitoring. Collaborated with cross-functional departments to avert up to 1 million in additional fraudulent exposures by proactively identifying suspicious patterns. Conducted thorough research on CIP documents for new accounts to ensure compliance with KYC protocols, reducing onboarding risks by 20%. Drafted concise SAR reports to escalate unusual activity, contributing to improved regulatory compliance and mitigation of systemic vulnerabilities. Fraud Specialist, Chase - San Antonio, TX (02.2020 - 05.2021) Investigated consumer fraud escalations, analyzing behavioral patterns and chargebacks to develop best-practice strategies for rapid detection. Strengthened internal compliance by overseeing ACH returns, CNP transactions, and illicit fund transfers, reducing settlement errors by 15%. Created and delivered training sessions to enhance fraud awareness, improving team accuracy and response times by 25%.

Compiled metrics for senior management to guide policy improvements and support advanced analytics initiatives.

Medical Office Administrator / Medical Technician, US Air Force

(09.2003 - 11.2013)

Managed complex records, safeguarded personally identifiable information, and maintained regulatory compliance for deployment-ready service members. Collaborated with multidisciplinary teams to deliver patient care in high-pressure environments, reinforcing adherence to ethical standards. Supervised and trained junior personnel, streamlining workflows to elevate service quality and operational efficiency.

Developed expert-level attention to detail and confidentiality through handling sensitive medical and legal documents.

Education

ACI Learning - San Antonio, TX (07.2021), Computer User Support Specialist ACI Learning - San Antonio, TX (06.2021), A+, Network+, Security+: Computer and User Support

Axelos Global Best Practice - London, United Kingdom (05.2021), ITIL Foundation Certificate

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