Loan Processor Mortgage

KOTAN BANI

*************@*****.*** 541-***-****

PROFESSIONAL SUMMARY

Detail-oriented Mortgage Loan Processor with over 6 years of direct experience in loan origination, processing, and compliance management across major institutions. Skilled in managing mortgage transactions from application through post-closing. Strong understanding of underwriting conditions, title clearance, loan documentation, and market regulations. Proven ability to ensure accuracy, regulatory compliance, and client satisfaction in fast-paced lending environments.

PROFESSIONAL EXPERIENCE

American Home Loans — Mortgage Compliance Manager

Handled regulatory oversight and documentation audits across loan portfolios.

Monitored adherence to federal/state lending regulations and company policies

Collaborated with processors and underwriters to ensure compliant, complete files

Implemented process improvements that enhanced audit readiness and efficiency

US Bank — Mortgage Loan Processor & Originator

Managed full-cycle loan files in accordance with market guidelines.

Collected, verified, and submitted documentation for underwriting review

Cleared complex conditions related to income, assets, and title issues

Communicated with borrowers, underwriters, and vendors to ensure timely closings

Washington Mutual (WaMu) — Mortgage Specialist

Dual-function role in both loan origination and processing.

Ordered and reviewed appraisals, titles, and third-party reports

Maintained high file integrity within LOS and ensured accurate disclosures

Supported underwriting through documentation

Retail Banking Roles – Wells Fargo, WaMu, US Bank

Over 13 years of experience across branch operations and customer service.

Built strong customer relationships and ensured high satisfaction scores

Promoted financial products and maintained full compliance with banking policies

CORE COMPETENCIES

Mortgage Origination & Processing

Underwriting & Conditions Clearance

Title Review & Resolution

Regulatory Compliance (SAFE Act, NMLS)

LOS & Desktop Underwriter Proficiency

Cross-Functional Team Collaboration

Strong Communication & Analytical Skills

EDUCATION

Four Years of Undergraduate Study – Psychology Focus

Associate Degree in Business Management

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