Loan Processor Compliance Analyst

Valerie Staton

*******.*******@*****.*** 980-***-**** Charlotte, NC

SUMMARY

Seasoned professional with 16 years of experience in loan processing and mortgage compliance, adept at managing loan pipelines and ensuring regulatory adherence. Proven track record in analyzing financial data, evaluating loan applications, and maintaining accuracy in high-volume environments. Seeking to leverage expertise as a compliance analyst, lead fraud claims specialist, regulatory specialist. WORK EXPERIENCE

Piedmont Airlines

Motor Pool Dispatch Oct 2022 - Present

• Coordinate the allocation of Non-Tactical Vehicles to ensure timely baggage retrieval and transport from aircraft to designated areas.

• Facilitate efficient ground operations by providing essential vehicle support to ABR personnel.

• Optimize the use of transportation resources to enhance productivity and service delivery on the ramp. Rocket Mortgage, LLC

Triple Crown Purchase Specialist Apr 2019 - Sep 2022

• Managed a pipeline of 40-50 daily loans, encompassing FHA, VA, and Conventional loans, ensuring all required conditions for loan approval were meticulously gathered from partners.

• Coordinated the timely closure of purchase loans, maintaining strict adherence to scheduled rate locks and deadlines.

• Conducted operational tasks for residential and construction loan processes, upholding high standards of accuracy and efficiency.

Assurance Financial Group, LLC

Loan Processor Jun 2016 - Feb 2019

• Processed a diverse portfolio of mortgage loans, ensuring the collection of all necessary documentation for successful loan approval.

• Collaborated with loan officers to verify borrower information and expedite the loan approval process.

• Coordinated with closing agents to facilitate seamless loan closings, maintaining strict adherence to compliance and regulatory standards.

Wyndham Capital Mortgage

Loan Processor Jan 2015 - Jun 2016

• Assessed and compiled client financial data, including credit histories, assets, salaries, and debts, ensuring comprehensive and error-free loan application packages for processing.

• Diligently monitored loan progression to adhere to strict deadlines, facilitating timely application submissions and approvals.

Atlantic Bay Mortgage

Loan Processor Apr 2013 - Jan 2015

• Processed and managed over 25 loan files simultaneously, ensuring timely submission of all required documentation within 24 hours of receipt to expedite clearances.

• Executed income verification and asset validation tasks, efficiently organizing loan packages for underwriting approval.

Bank of America

Loan Processor Jan 2012 - Apr 2013

• Verified the precision of HMDA data, maintaining strict adherence to regulatory compliance standards.

• Managed a pipeline of 45-50 loans, demonstrating proficiency in meeting deadlines and collaborating effectively within team settings.

Bank of NC

Junior Underwriter Apr 2011 - Jan 2012

• Conducted thorough analysis of financial documentation to assess loan application validity, ensuring all data were accurate and comprehensive before proceeding to the underwriting stage.

• Evaluated loan candidates by reviewing credit ratings and borrowing history to determine risk, resulting in informed lending decisions.

Wells Fargo Home Mortgage

Loan Documents Specialist III/VP Loan Documentation Mar 2008 - Apr 2011

• Managed the collection and verification of necessary documentation from borrowers and loan officers, ensuring adherence to loan approval conditions across residential, construction, and commercial mortgage loans.

• Streamlined loan processing procedures, enhancing operational efficiency while maintaining compliance with relevant regulations and standards.

EDUCATION

Southwest Edgecombe High School

Graduate

1983

Edgecombe Community College

Diploma, Cosmetology

Florida Adjusters’ Casualty & Property License

License

NC Notary

Certification

CERTIFICATIONS

Florida Adjusters’ Casualty & Property License 8 years NC Notary 11 years

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