Auto Finance Director.

PROFILE

PROFESSIONAL EXPERIENCE

PAYNE AUTOMOTIVE GROUP

Finance Director Weslaco, TX 2010- 2013

My biggest strengths are structuring deals specific to each of the 15+ prime and sub- prime lenders to maximize front and backend gross, getting deals bought utilizing lender guidelines and exceptions, selling backend products, and getting deals funded quickly – 5 day CIT including all sub- prime deals. Achievements

§ Managed and motivated staff of Finance Managers and assistants to achieve dealership- defined goals.

§ Grown department revenues 150% to 200%+ each month. Delivered units went from 80/month to 178/month.

§ Increased subprime deals of total department revenue from 3% to approximately 30% each month.

§ Improved PVR from $800 to $2280, CIT from 10+ to 5 days, VSC 60%+, GAP 75%, Theft 45%, Life 15%, Reserve 65%. PHANTOM TECHNOLOGIES

Founder & CEO Los Angeles, CA 2002 - Present

Founded and supported Phantom Technologies, an audio technology company specializing in bringing high fidelity audio to the portable digital music market. Responsible for the acquisition and development of company patents and trademarks, resulting in 5 issued trademarks, 3 issued patents, and 1 pending patent with proprietary technology for the remastering of audio. Designed, developed, and tested three consumer electronics accessory products compatible with all iPod and iPhone models under a license agreement with Apple Computer as an iPod and iPhone technology developer and provider. Additionally, developed a chip- licensing program that enabled consumer electronics manufacturers to embed Phantom chips into their new products. Established several critical strategic relationships with contractors, product companies, and manufacturers. FORMER EMPLOYMENTS

Special Finance Director Coon Rapids Lincoln Mercury Coon Rapids, MN 2001- 2007 Finance Director Inver Hills Mazda Inver Grove, MN 1999- 2001 Special Finance Tousley Ford White Bear Lake, MN 1996- 1999 EDUCATION

BS, Genetics and Cell Biology University of Minnesota Minneapolis, MN TENNIS PLAYER

Tel: 651- 357- 6554

Email: **********@*****.***

PATRIICE MONTPETIIT

• Successful Finance Director with over12 years of experience in both prime and sub- prime deal structuring

• Increased and maintained PVR to $2280, 5 day CIT including sub- prime

• Sub- prime deals to 30%, overall signing rate of 78%

• Increased Department revenues to 200%+, maximizing front and backend specific to lender’s guidelines

• Outstanding relationships established with Ally, Chase, Capitol One, CarFinance, Chase, CPS, Lobel, Santander & Drive, GM/Americredit, Regional, US Bank, Wells Fargo and 3 local credit unions

• Exemplary work ethic with dedication to exceeding Dealer- specified goals and revenues through increased PVR and product penetrations

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