Scott P. Levasseur
** ******** ***, ******, ** **826
OBJECTIVE: To obtain the proper the proper knowledge and communication skills necessary for future advancement in the mortgage field.
WORK EXPERIENCE: FLAGSTAR BANK, TROY, MI
2015 TO PRESENT GOVERNMENT TEAM LEAD, Retail, East, & West Regions
Coordinate, assign and direct the underwriting production of the team on a daily basis to
ensure service levels are met. Provide guidance and mentoring to support management, underwriters and sales. Work directly with our sales partners to ensure escalations are handled in a timely manner.
Review and monitor daily reports, manage the team’s escalation email box, review loans for second signs, complete exceptions on loan files, manage the VA LAPP email box to ensure LAPPS are assigned and NOV’s issued within the required timeframe. Assist with team members development.
2007-2015 SR DE/VA LAPP UNDERWRITER
Underwrite loan submission files or conditions for guideline acceptance and accuracy including processing exception requests. Responsible for all types of underwriting decisions, FHA, VA, Streamline, and IRRRL. Ensure loan meets prescribed policies and procedures for salability and insurability. Ensuring accuracy of items on errors and omission reports.
OCTOBER 2006 TO
JUNE 2007 PLAZA HOME MORTGAGE, WAKEFIELD, MA
Underwrite new loan submission inclusive of fraud detection processes. Review file for conditions to ensure loan meets all prescribed investor policies and guidelines.
AUGUST 1995 TO
SEPTEMBER 2006 WELLS FARGO HOME MORTGAGE, WOBURN, MA
SR DE/VA LAPP UNDERWRITER
Level IV sign off up to $1 million. Responsible for credit decision on various loan types including Conforming, Non-Conforming, FHA, VA, Second Mortgages. Maintain proper communications with brokers to ensure continued relationships. Team leader, responsible for] loan distribution and ensure team meets acceptable turn times on new loans and conditions. Train and motivate all JR underwriters and assistant underwriters.
AUTOMATED UNDEWRITING SPECIALIST
Responsible for underwriting Conventional and Governments loans. Review Conventional appraisals for sign off and review Government appraisals for recommendations to the DE Underwriter. Submit loans thru AUS for approval and document relief. Assist broker as necessary.
UNDERWRITING ASSISTANT
Responsible for tracking and reviewing all incoming conditions and updating the operating system accordingly.
EDUCATION MIDDLESEX COMMUNITY COLLEGE
ASSOCIATES IN SCIENCE; BUSINESS ADMINISTRATION
Certificate in real Estate law
REFERENCES AVAILABLE UPON REQUEST