ASHLEY PEPPER
***** ******** ****, ***** ****** CA 92307 · 760-***-****
***********@*******.***
EXPERIENCE
MORTGAGE LOAN PROCESSOR, American Pacific Mortgage, Corp-Utah-Tyler Jack
Efficient in Encompass, running DU, LP and GUS
Review files for completeness to request initial loan disclosures
Sent out initial loan disclosures
Retrieve signed loan disclosures
Review file for missing initial required documents to get file to UW
Ordered Appraisal, VOEs, requested escrow items, sent needs list to loan officer
Submitted file to UW for loan approval
Reviewed loan approval and requested remaining items for CTC
Submitted PTD conditions for CTC
Completes Closing Disclosure
Draws loan documents
Works with multiple broker channels (Orion, theLender, PRMG, US Bank, Carrington, NewRez, Planet Home and others)
04/2022 TO 11/2022
MORTGAGE LOAN PROCESSOR, AMERICAN PACIFIC MORTGAGE, Corp-Encinitas-Kolby Gibson
Efficient in Encompass, running DU, LP and GUS
Review files for completeness to request initial loan disclosures
Sent out initial loan disclosures
Retrieve signed loan disclosures
Review file for missing initial required documents to get file to UW
Ordered Appraisal, VOEs, requested escrow items, sent needs list to loan officer
Worked with Candor and got candor clears on Candor eligible loans
Submitted file to UW for loan approval
Reviewed loan approval and requested remaining items for CTC
Submitted PTD conditions for CTC
Requested closing disclosure
05/2012 TO 2/2022
2
MORTGAGE LOAN PROCESSOR, GOLD STAR FINANCIAL MORTGAGE/AMERICAN PACIFIC MORTGE-Victorville -Pamela LLanos
Efficient in Encompass, running DU, LP and GUS
Review files for completeness to request initial loan disclosures
Sent out initial loan disclosures
Retrieve signed loan disclosures
Review file for missing initial required documents to get file to UW
Ordered Appraisal, VOEs, requested escrow items, sent needs list to loan officer
Submitted file to UW for loan approval
Reviewed loan approval and requested remaining items for CTC
Submitted PTD conditions for CTC
Requested closing disclosure
06/2003 TO 06/2012
MORTGAGE LOAN PROCESSOR, GOLDEN EMPIRE MORTGAGE
Efficient in Encompass, running DU, LP and GUS
Review files for completeness to request initial loan disclosures
Sent out initial loan disclosures
Retrieve signed loan disclosures
Review file for missing initial required documents to get file to UW
Ordered Appraisal, VOEs, requested escrow items, sent needs list to loan officer
Submitted file to UW for loan approval
Reviewed loan approval and requested remaining items for CTC
Submitted PTD conditions for CTC
Requested closing disclosure
EDUCATION
2001-2005
VICTOR VALLEY COMMUNITY COLLEGE
No degree was reached
2016-NMLS LICENSED-CURRENT LICENSE # 1445362
SKILLS
Appraisal ordering
Loan Application preparation
Decision Making
Financial Data Collection
Credit Verification/Software
Efficient in Encompass
Verbal and Written Communication
Processing Documents
Verifying information
Review Financial Paperwork
3
Candor Efficient
Time Management
Problem Solving
DU/LP/GUS Efficient
Broker knowledge
06/2024 To Current
MORTGAGE LOAN PROCESSOR, West One Capital Group, Inc Contract work