Internal Audit Anti-Money Laundering

Denise Harvey

708-***-**** ******.***.******@*****.*** Grand Junction, CO 81504

https://www.linkedin.com/in/denise-harvey

Background

Internal audit leader and fraud investigator with deep expertise providing assurance for operational efficiency and regulatory compliance, including Sarbanes-Oxley, Privacy, Anti-Money Laundering, and the Institute of Internal Auditors Global Standards. Known for the ability to understand complex processes, assess risk and strategically collaborate with cross-functional stakeholders to implement remediating controls. Critical thinker and trusted confidant of executive leadership focused on providing solutions for risk mitigation while achieving strategic business needs.

Internal Audit Compliance Anti-Money Laundering Privacy Quality Audit Review Fraud Investigations Sarbanes-Oxley Act Bank Secrecy Act U.S.A. Patriot Act Graham-Leach Bliley Act California Privacy Protection Act Investment Advisors Act of 1940 as amended Investment Companies Act of 1940 as amended U.S. Federal Securities Law Institute of Internal Auditors Global Standards Generally Accepted Government Auditing Standards Executive Communication Risk Management Team Leadership Talent Development Cross-Functional Collaboration Change Management

Professional Experience

Lincoln Financial, Radnor, PA (Remote)

A leading life insurance and financial services company with over 11,000 employees.

Senior Internal Audit Analyst June 2022 – April 2025

Reporting to the Internal Audit Director, performed multiple simultaneous audits to assess risk, assess controls, and provide assurance for compliance with relevant regulatory laws and implementation of effective internal controls. Led enterprise-wide Operational and Compliance Audits, specifically annual Privacy and Anti-Money Laundering audits. Developed strong relationships with key stakeholders and Senior Executive Leadership.

Identified enterprise-wide control failure that Senior Audit Leadership believed noteworthy to immediately escalate to Chief Executive Officer, Chief Legal Officer, and Chief Risk Officer for remediation.

Identified enterprise-wide control deficiencies and gaps across all fifty states resulting in immediate cross-functional remediation plan.

Revised Internal Audit Department Quality Assessment Review process to conform with new Institute of Internal Auditor standards effective January 1, 2025. Developed and implemented processes and improved efficiency and consistency across multiple audit teams.

Key participant in risk assessment interviews and risk evaluation for development of enterprise audit plan.

Led annual AML and Privacy audits and considered subject matter expert for Internal Audit.

Developed strong professional relationships with AML Compliance Officer and Chief Privacy Officer, gaining trust and earning respect while maintaining independence and leading audits in their respective areas.

Performed multiple audits simultaneously identifying risks and controls, developing audit test steps, performing testing using data analytics, identifying audit issues, writing audit reports, and following up on business remediation plans.

Jackson National Asset Management, Chicago IL

Leading asset manager that serves as the Advisor to the Jackson National Life Insurance Funds.

Senior Compliance Specialist, Regulatory and Forensic Governance November 2018 - January 2022

Reporting to the Chief Compliance Officer, assessed risk and provided assurance on internal control effectiveness.

Implemented and led annual 38(a)-1/206(4)-7 Compliance Review identifying control weaknesses and opportunities for improvement.

Primary responsibility for researching all compliance implications related to proposed Securities and Exchange Commission (SEC) Rulings and amendments and leading cross-functional team implementation compliance initiatives.

Successfully managed company-wide SEC Review acting as primary point of contact/liaison for all interactions with auditors. Managed all documentation requests and reviewed all company documentation prior to providing them to the regulators.

Chaired the AML/Privacy Committee, prepared and presented components of Board Report.

Heitman, LLC, Chicago IL

Global real estate investment company with $49 billion in assets under management.

Assistant Vice President Internal Audit and Deputy AML Compliance Officer March 2017 – November 2018

Manager, Internal Audit February 2013– February 2017

Reporting to the Chief Compliance Officer, liaised and interacted with global regulators, managed the internal audit team, oversaw and performed highly complex operational and compliance audits of Heitman, LLC and its affiliates in multiple countries.

Designed custom database for managing compliance risks and controls, implemented globally to all 10 Heitman LLC offices.

Worked closely with consultants and compliance to develop risk management framework for Heitman’s Alternative Investment Funds Manager in Luxembourg.

Responsible for assessing risk, developing internal audit plan, and delivering audits performed in compliance with Institute of Internal Auditor Standards.

Managed AML team responsible for performing AML risk assessments, OFAC and SDN scans, filing SIRS and SARS, ensuring proper KYC, CDD and CIP controls in place and operating effectively.

Additional Relevant Experience

Internal Audit Manager, Colorado Department of Transportation, Denver CO

Internal Auditor, Pinnacol Assurance, Denver CO

Senior Internal Auditor, Xcel Energy, Denver CO

Internal Staff Auditor, Nicor Gas, Naperville IL

Staff Accountant, FPT&W, Oakbrook IL

Auditor, US Department of Justice, Chicago IL

Auditor, U.S Department of Energy, Albuquerque NM

Professional Certifications

Certified Internal Auditor, The Institute of Internal Auditors

Certified Fraud Examiner, Association of Certified Fraud Examiners

Certification in Risk Management Assurance, The Institute of Internal Auditors

Certified Information Privacy Professional, International Association of Privacy Professionals (Pending)

Certified Anti-Money Laundering Specialist, Association of Certified Anti-Money Laundering Specialists (Lapsed)

Education

Bachelor of Science (BS), Accounting, Adams State College, Alamosa CO

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