Coordinator

William D. Hughes **** Porters Mill Road Midlothian, VA 23114 804-***-**** [********@*****.***]

Summary

Versatile financial services professional with extensive experience in financial analysis, reporting, loan origination, and client relationship management. Proven ability to manage complex financial data, originate diverse mortgage products, and conduct thorough underwriting analysis. Demonstrated commitment to accuracy and providing valuable financial insights. Holds a BSBA from Longwood College and pursued MBA studies at Virginia Commonwealth University.

Experience

Division of Consolidated Laboratory Services, VA state govt. Accounting Analyst 02/2023 – 03/2025

Managed and tracked financial expenses for 25 Federal grants, ensuring accurate allocation and compliance.

Prepared and delivered monthly financial reports directly to lead scientists for budget review and decision-making.

Executed financial reconciliations between PeopleSoft and Cardinal systems to maintain data integrity.

C & F Mortgage Corp, Midlothian, VA Senior Loan Officer 03/2021 – 06/2022

Guided clients through the mortgage application process, originating VA, Conventional, VHDA, USDA, and FHA loans.

Utilized Encompass originating software to efficiently manage loan files and documentation.

Village Bank Mortgage, Midlothian, VA Senior Loan Officer 02/2018 – 03/2021

Provided expert guidance to clients in securing VA, Conventional, VHDA, USDA, and FHA mortgages.

Leveraged Byte Pro Mortgage originating software to streamline the loan origination process.

George Mason Mortgage, Richmond, VA Senior Loan Officer 01/2017 – 02/2018

Assisted clients in obtaining suitable mortgage financing, including VA, Conventional, VHDA, USDA, and FHA loans.

Proficiently used Encompass mortgage origination software.

Village Bank Mortgage, Midlothian, VA Senior Loan Officer 07/2008 – 01/2017

Successfully assisted numerous clients in securing VA, Conventional, VHDA, USDA, and FHA mortgages.

Utilized Calyx Point originating software for efficient loan processing.

Benchmark Mortgage Inc, Richmond, VA Loan Officer 05/2002 – 07/2008

Guided clients through the process of obtaining VA, Conventional, VHDA, USDA, and FHA mortgages.

Proficient in utilizing Calyx Point origination software.

Bank of America, Richmond, VA Commercial Portfolio Administrator 05/1987 – 01/2002

Conducted thorough financial underwriting analysis for commercial loans up to $1MM.

Education

Longwood College BSBA Virginia Commonwealth University - School of Business MBA Graduate Studies

Certifications & Recognition

Approved Notary Public Commonwealth of Virginia (Expires 03/31/2026) VHDA (VA Housing) Bronze Level Producer (2015/2016, 2016/2017) VHDA (VA Housing) Class Organizer/Teacher (2010-2021)

Interests

All Grain Home Brewer (since 2010)

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