Special Education Senior Underwriter
Resume:
Kristina LaJoye
*** ******** ** *****: 248-***-****
Royal Oak, MI 48073 E-mail: **********@*****.***
OBJECTIVE & PROFILE
High performer with extensive underwriting knowledge looking to further develop skills with the mortgage and underwriting industry.
AREAS OF STRENGTH
Teamwork and Collaboration
Analytical Skills & Problem Solving
Time Management
Client Service
Communication
Adaptability
Advanced Microsoft Office User
PROFESSIONAL EXPERIENCE
Flagstar Bank August 2020 to Present
Senior Underwriter
Manage and complete client requests daily for quick turnaround time
Prepare initial underwrite for mortgage approval
Demonstrate an understanding of the guidelines set by Fannie Mae and Freddie Mac
Calculate W2, self-employment, rental, social security/retirement, and other forms of income
Communicate with broker throughout life of loan
Experienced in Assumption mortgage underwriting using a Manual Underwrite
Underwrite a variety of different conventional loan products including 2nd mortgage products, construction to perm and other products under Freddie Mac and Fannie Mae
United Wholesale Mortgage, Pontiac, MI October 2019 to August2020
Senior Underwriter
Manage and complete client requests daily for quick turnaround time
Prepare initial underwrite for mortgage approval
Demonstrate an understanding of the guidelines set by Fannie Mae and Freddie Mac
Calculate W2, self-employment, rental, social security/retirement, and other forms of income
Communicate with broker throughout life of loan
Mentored new Senior Underwriter for conventional cross-training
United Wholesale Mortgage, Pontiac, MI February 2019 to October 2019
Underwriter II
Review and document loan conditions for mortgage qualification
Demonstrate an understanding of the guidelines set by Fannie Mae and Freddie Mac
Communicate condition status with broker
Reviewed a multitude of documents for closing preparation
Mentored and coached new Underwriter IIs for completion of training
Teacher Legacy Charter Academy Detroit, MI July 2018 to February 2019
Kindergarten Teacher
Organize and carry out lesson plans
Ensure the safety and well being of students
Differentiate lessons to meet the needs of all students
Plan and administer assessments to monitor student growth
Communicate and work collaboratively with parents and coworkers
Crescent Academy Southfield, MI August 2016 to June 2018
Kindergarten Teacher
Organize and carry out lesson plans
Ensure the safety and well being of students
Differentiate lessons to meet the needs of all students
Work with a team to plan and organize field trips
Plan and administer assessments to monitor student growth
Communicate and work collaboratively with parents and coworkers
Avondale Middle School, Rochester Hills, MI September 2015 to August 2016
Special Education Paraprofessional
Assist the teacher with class lessons
Go to general education classes with special education students
Provided one on one assistance to special education students
Ensure the inclusion of special education students in the general education classroom
Ensure the safety and well being of special education students
Center Point Marriott, Pontiac, MI October 2012 to March 2014
Front Desk Associate
Provide assistance and hospitality to all new and current guests
Created reservations and room blocks for incoming guests
Create/edit weekly staff reports
EDUCATION & PROFESSIONAL DEVELOPMENT
Oakland University Rochester, MI September 2009 - April 2014
Bachelors: Elementary Education
GPA: 3.6
AFFILIATIONS AND HONORS
United Shore Emerge Leadership Training
Oakland University Deans List (2011-2014)
Member of SMEA (Student Michigan Education Association)
REFRENCES
Kim Stanek (Underwriting Manager at Flagstar) 248-***-****
Karen Carter (Mentor Teaching Partner ) 989-***-****
Sarah Cash (Previous Collogue) 248-***-****
Lindsey Fougerousse (Previous Collogue) 248-***-****
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