Compliance Analyst Business Unit

Phil Vigars

** ****** *****

Buffalo, New York **224

********@*****.***

716-***-****

EDUCATION

**** ******* ***** ******* *******, NY

Bachelor of Science in Business Administration

Concentration in Management with a Minor in History

EXPERIENCE

BHG Inc (2021 – Present)

Compliance Monitoring & Testing Analyst Buffalo, NY (remote)

Perform monthly process test reviews for SMS Sales, Lead Aggregator, Closing, Funding, Marketing, Collections, Complaints, Credit Card and Credit Underwriting (Counteroffer and Decline)

Conduct testing while encompassing BHG’s Risk and Control Self-Assessment (RCSA) and follow Regulation B under ECOA, Regulation Z, UDAAP, TCPA, and FDCPA

Upload and track finding issues that were found during monthly test reviews

Collaborate with Business Unit Managers to understand RCSA

Utilize Department Policies, Data Reports, Power Bi, Business Unit Matrixs and Pivot Tables

Utilize Microsoft Excel to Filter and Sort Data used for Testing

Assist in FDIC exam requests for Senior Management

Create Department SOP’s

M & T Bank (2017 – 2021) Buffalo NY

Senior Compliance Analyst

Analyze 6 months customer transactions to ensure no illegal activity is occurring and assess any risks to the company while abiding to procedures and regulations

Research update and validate KYC information per BSA/AML and OFAC Risk Assessments

Resolve Customer Identification Program (CIP) infraction tickets from Retail locations

Utilize a variety of search tools and databases including World Compliance, LexisNexus, Oracle Mantas and Microsoft Excel

Compliance Analyst I (2016 – 2017)

Function as a part of Bank Secretary Act/Anti-Money Laundering program remediation effort

Report and validate customer KYC information

Research and report on customer transactions including check, wire and electronic deposits

Utilize a variety of search tools and databases including LexisNexus report, Oracle Mantas, bank systems, Microsoft Excel and internet search engines

ACHIEVEMENTS & MEMBERSHIP

Eagle Scout Rank Earned December 2009

Perform ad hoc process review for Adverse Action Notice (AAN), Limited Promised Guarantor (LPG), Life Insurance policy and Reimbursement Service Fee (RSF)

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