Objective
To secure a Mortgage Loan Originator (MLO) position with a
reputable lender in Southern California, leveraging over a decade of real estate expertise and a year of mortgage loan origination experience to assist clients in achieving homeownership and financial goals.
Professional Experience
Mortgage Loan Originator Assistant
Mares Mortgage, Irvine, CA
Present
Support loan officers in processing mortgage applications, specializing in refinance and home purchase loans.
Utilize the Encompass platform and CRMs to manage client pipelines and ensure efficient loan closings.
Leverage knowledge of the Southern California housing market to advise clients on mortgage options.
Real Estate Agent
Pellego Inc., Laguna Hills, CA
2022 – Present
Guide clients through home buying and selling processes, coordinating with lenders to secure financing.
Educate buyers on mortgage products and assist with pre-qualification to streamline transactions.
Maintain a database of over 800 potential clients, many requiring mortgage services in Southern California.
Realtor
Coldwell Banker, HomeSmart, Zutila, Irvine, CA 2015 – 2022 Sold residential properties across Orange County, collaborating with mortgage professionals to facilitate seamless closings. Developed expertise in the home buying process, including mortgage refinancing and loan options tailored to Southern California markets. Utilized inside sales skills, honed as a single mother, to build client trust through door-knocking, cold calling, and follow-ups.
Education & Licenses
Licensed Mortgage Loan Originator (MLO)
NMLS #2546017 Issued March 2024
Approved in Florida; previously active in California (inactive as of July 2024).
Licensed Real Estate Agent
License #01991538 California
Active since 2013, specializing in Southern California markets. Ryazan Radio Technical Institute, Russia
Engineering Degree, 1986 – 1992
Skills
Mortgage loan processing (refinance and purchase loans) Inside sales expertise from real estate and personal resilience as a single mother
Southern California real estate market knowledge
Proficient in Encompass, CRMs (e.g., Zoho), Microsoft Office, Zoom Client relationship management (800+ potential clients; 1,200+ Facebook contacts)
Excellent communication and customer service skills
Hobbies & Interests
Playing volleyball and walking on the beach
Supporting charities that help children in need
Reading and enjoying music
NATALIA
KACHTANOVA
Mortgage Loan Originator
CONTACT
PHONE:
EMAIL:
*************@*****.***