Financial Analyst

Marcelin Akadje

***** ******** **** **. *****, MD 20720

Cell: (240) 223 – 7142 E-mail: **********@*****.***

Professional Profile

I have more than 15 years - experience in residential, commercial and private mortgages loans funding. Further, this experience includes generating, analyzing, processing, and underwriting these mortgage loans. Also, I possess an extensive background in FHA Financial Regulation Quality Control in interpreting and performing Due Diligence reports. I have high analytical and statistical skills. Moreover, I possess exceptional communication and interpersonal skills.

Core Competencies

*Applying Derivatives Strategies * Managing a Portfolio * Assets Pricing *Quantifying & Managing Complex Risk * Measuring & Reporting Risk *Applying Financial Decision Making *Applied Research *The Environment of Commercial Banks & Banking Services *Managing Regulatory Changes *Investment Products, Tools, & Techniques *Investment Alternatives *Organization & Regulation of Securities Markets *The Roles of Markets, Institutions, & Financial Authorities *Supply & Demand for Loan Funds, Securities, & Obligations *The Principles & Theories of Finance *Analyzing Statements & Fiscal Information *Effective Decision Making *Leadership and Management Theories *Assessing Inter-Organizational Relationships *Utilizing Decision Models and Processes *Managing the Financial Functions of an Organization

*Applying Financial Management Techniques *Evaluating Financial Assets & Portfolios

*Operating Systems: UNIX, GENESIS, MS DOS, Windows 95 - Windows XP 07. MS Software: Word, Excel. Calyx.

EDUCATION/TRAINING

Oct. 2023 to Present Master of Data Analytics

Southern New Hampshire University

Jan. 2019 to Dec. 2019 Master of Legal Studies

Washington University in St. Louis

Sep. 2015 to Oct. 2017: Master of Finance

Colorado State University - Global Campus

GPA: 3.97 out of 4

Honors: Distinguished Scholar

Latin honors: Magna cum Laude (3.95 - 3.999)

Awards for Achievement

Foundations of 21st Century Finance,

Applied Strategic Finance

Golden Key International Honor Society

Oct. 1991 to Jan. 1995: Specialized Doctorate in Development Economics.

“Diploma of Higher Studies and Specialized Research in Development Economics”

University of Paris-1. Pantheon-Sorbonne, France.

Oct 1990 to Sep. 1991: Post Graduate Diploma in Development Economics Analysis

University of Paris-1. Pantheon-Sorbonne, France.

Oct. 1989 to Jun. 1990: Bachelor’s degree in Political Science.

University of Paris VIII. Saint-Denis, France

Sep. 1983 to Feb. 1989: Bachelor’s and Master’s degree in Economics

Planning Economics

Patrice Lumumba People’s Friendship University Moscow, USSR

PROFESSIONAL EXPERIENCES

WecareMortgage, LLC, Upper Marlboro, MD

Independent QC Consultant

Nov. 2023 – Present

Audit loan files to conform with State and Federal compliance

Calculate ratios to conform with State regulations

Creative Financial & Consulting Services LLC, Glenn Dale, MD

Owner/Consultant

Mar. 2018 – Present

Originate quality loans

Sale of mortgage loan programs

Educate clients on mortgage loans

QC Loans

Hitower Global Solutions LL, Laurel MD

Senior Financial Analyst

Sept. 2015 – Feb. 2018

Monitored the profitability of the company

Prepared and reported financial statements

Hard Money Funding LLC. Bowie, MD

Chief Operation Officer

Jul. 2012 – Aug. 2015.

Supervised loan officers in the origination of private residential investment and commercial mortgages.

Identified efficient loan programs to save real estate investors money and increased their return on investments.

Christensen Financial Inc. (DBA First Community Mortgage Trust). Greenbelt, MD

Senior Loan Analyst / Quality Control Officer

Apr. 2009 – Jun. 2012

Analyzed Conventional Fannie Mae and Freddie Mac loans based on investor guidelines

Monitored and implemented compliance with all regulations

American Dream Home Mortgages LLC, Lanham, MD

VP & QC and Processing Operation Officer

May 2004 – Mar. 2009

Managed Sub Prime loans operation for American Dream Mortgages LLC investors

Assessed credit risk

Community Home Mortgage Services, Inc. Hyattsville, MD

Production Manager

Mar. 1998 – Apr. 2004

Supervised loan production, loan officers, and processors

Increased the loan volumes by 50 percent

LANGUAGES

French: Fluent, Native; English: Fluent; Russian: Advanced

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