Quality Control Analyst
Resume:
OBJECTIVE
Seeking Full-time or contract Employment as a Quality Control Analyst
EMPLOYMENT
Job title: Quality control analyst Years Employed: 5/2008-6/2024
Wells Fargo Mortgage Englewood, Colorado
Senior level III Quality Control Analyst for Compliance review of Government and Conventional loans. Compliance and Auditing background of all individual mortgage loan programs for retail lending. Ability to operate specific Integrated Credit Engine to determine that all loans meet compliance requirements. Work closely and cross-functionally with multiple departments (Compliance, Legal, Risk, Product, etc.) while completing reviews. Support a very fast paced business with tight deadlines while providing diligent and detailed work product. Collaborate with management to identify improvements to current processes or propose new processes to strengthen internal controls. Coordinate the execution of the compliance risk assessment and control inventory Perform ongoing compliance testing and reporting on adherence to compliance program and federal/state regulatory requirements, including collecting and documenting results. Serve as an expert in the area of regulatory compliance and how it applies to new and/or revised products and services. Continuously improve internal compliance processes relating to the Compliance Testing Program.
Job Title: Senior Underwriter Years Employed: 3/2008-5/2008 AIG/United Guaranty Insurance Corp. ` Centennial, Colorado
Contract Underwriter for private mortgage insurance firm. Required to underwrite Conventional and Non-Conforming investor loans on a site to determine mortgage loan eligibility for both compliance and adherence to specific investor guides. Ability to operate lenders specific software systems along with FNMA/FHLMC credit engines. Required to communicate effectively with underwriting supervisor and clients for underwriting decisions that were rendered.
Job Title: Senior Underwriter Years Employed: 9/2005-1/2008
Edison Mortgage Decision Solutions Highlands Ranch, Colorado
Senior Underwriter for secondary compliance review of broker and client specific investor loans. Underwriting of individual mortgage loans for Retail, Wholesale, and Corresponding lending. Ability to operate specific Integrated Credit Engine to determine that loans met FNMA/FHLMC guides and specific eligibility requirements of each individual investor. Loans reviewed consisted of “A” through “D” qualifying for First Mortgages, Second and Helocs. Ability to review and analyze Legal Compliance Documents, Federal/State regulations, Tax and Title Lien searches, Escrow Analysis and current pay histories.
Job Title: Senior Underwriter Years Employed: 4/2005-8/2005
PMI-Private Mortgage Insurance Englewood, Colorado
Senior Underwriter for private mortgage insurance firm. Required to work both onsite and at specific lender shops underwriting conventional and non-conforming loan products. Ability to analyze underwriting guidelines specifically to investor requirements and determine that loans underwritten met lender eligibility specifications. Ability to handle lender specific software systems along with FHLMC/FNMA credit engines. Required to communicate effectively with investors, supervisors as well as wholesale, broker and correspondent clients for all underwriting decisions rendered.
EDUCATION:
HS DIPLOMA: Alameda High school Years Attended: (1979-1982)
ADDRESS:5413 South Queen Way Littleton, Colorado 80127
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