Mortgage Closer III

DENA LOVING

Jefferson, CO ***** Phone: 720-***-**** Email: ******************@*******.***

Dedicated and detail-oriented professional with over a decade of experience in fair housing regulations, escrow underwriting, loan origination, and risk management. Known for exceptional customer service skills, meticulous data entry, and a proven ability to master and navigate various programs efficiently. Demonstrates a strong ability to manage complex tasks and projects with a high level of accuracy and dedication. CORE COMPETENCIES

Fair Housing Regulations Escrow Underwriting Loan Origination Risk Management Customer Service Data Entry Program Mastery Financial Management Team Training and Leadership

WORK EXPERIENCE

May 2024 – Present Housekeeper Self-employed, Jefferson, CO Perform comprehensive cleaning of Airbnb properties and residential homes, ensuring meticulous attention to detail to maintain high standards of cleanliness. Consistently received positive feedback and high ratings from clients for outstanding cleaning services and professionalism.

Implement efficient cleaning processes to maximize productivity and client satisfaction. September 2022 – Present Caretaker Private Employment, Jefferson, CO Provide compassionate in-home patient care, assisting with daily living activities, cleaning, and performing simple repairs and maintenance tasks. Conduct thorough security checks and ensure the safety and well-being of clients, maintaining a secure and comfortable environment.

Build strong relationships with clients and their families, delivering personalized care and support.

February 2023 – June 2023 Bartender and Cook Stagestop Saloon, Jefferson, CO Expertly prepared and served beverages and food, maintaining high standards of hygiene and customer service in a fast-paced saloon selling. Created a welcoming atmosphere, engaging with customers to enhance their experience and encourage repeat business.

Successfully managed bar inventory and supplies, reducing waste and optimizing resource use. September 2023 – October 2023 Account Manager Fixe, Jefferson, CO Managed financial accounts for customers, utilizing QuickBooks to handle invoicing, timesheets, payroll, profit and loss statements, and tax payments. Implemented accurate financial tracking and reporting processes, ensuring timely and precise financial management.

Provided exceptional customer service, resolving financial inquiries and issues promptly to maintain client satisfaction.

March 2021 – July 2022 Closer/Funder Guild Mortgage, Jefferson, CO Followed stringent underwriter stipulations and RESPA guidelines, efficiently processing FHA, VA, Conventional, Bond, USDA, Builder, and RD loans. Created and sent Closing Disclosures (CD) and closing documents, reviewed signed documents, ordered funds, and provided funding authorization with high accuracy. Collaborated with various departments to ensure smooth and timely loan closings, contributing to the company's operational efficiency. September 2011 – December 2021 Closing Specialist/Trainer Wells Fargo Home Mortgage, Jefferson, CO

Adhered to underwriter stipulations and RESPA guidelines for processing FHA, VA, Conventional, and RD loans with precision.

Trained numerous new employees and closing managers, enhancing team capabilities and ensuring high-quality performance.

Played a key role in special projects, demonstrating versatility and a commitment to organizational success.

VOLUNTEER EXPERIENCE

HOA Board Member: Contributed to community development and governance, ensuring adherence to community standards and regulations. Stocked fish in local private fishing club: Assisted in maintaining ecological balance and supporting recreational activities.

Assisted with 4H student programs: Mentored and guided students, fostering their growth and development in agricultural and community activities. Cleaned and maintained fishing ponds: Ensured the cleanliness and maintenance of local fishing ponds, promoting a healthy environment for wildlife and the community. EDUCATION

Highlands Ranch High School

Licensed Cosmetologist

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