Insurance Product Information
Resume:
This is a summary of the insurance policy given as a privilege to IDC entitled patients. The full
terms, conditions, limitations, and exclusions can be found in the document on My IDC App. Road Traffic Accident Insurance
Insurance Product Information Document
Name: Ms. Muhammad Asif Khan Abbasi CNIC/Passport: 821********** What is this type of Insurance?
This is a personal Road Traffic Accident (RTA) insurance offering hospital treatment to victims up to an amount of PKR 500,000 in panel hospitals across Pakistan. What is insured?
Accidental Medical Coverage – RTA resulting in hospitalization at United Insurance Companyempaneled hospitals for fractures or head injuries, covering medical expenses up to PKR 500,000, as per the policy document. (No Cash Payout).
Permanent Partial Disability (PPD) – Lump sum payout for partial permanent disability due to an accident (as per schedule).
Temporary Total Disability (TTD) – Monthly income for up to 12 months if an accident results in the inability to work
(as per schedule).
Permanent Total Disability (PTD) – Lump sum payout for total permanent disability due to an accident (as per schedule).
Accidental Death – – Lump sum payout in case of death due to an accident. (For the schedule, see the website link.)
“IDC ROAD SAFETY CAMPAIGN”
“May Allah keep you safe on Roads. But for any
unforseen Accident, IDC stands with you”
PERSONAL ACCIDENTAL INSURANCE COVER
By virtue of IDC's relationship with Mr/Mrs/Miss Ms. Muhammad Asif Khan Abbasi Policy No 250*-**-****** and CNIC/Passport 821********** is hereby granted special personal insurance coverage as the sole beneficiary for hospitalized treatment of injuries sustained due to a road traffic accident. 04 Mar 2025
VALID FROM
01 Jun 2025
VALID TO
What is not insured?
Pre-existing conditions, Mental/Psychiatric Disorders, Communicable Diseases (e.g., Epidemics/Pandemics. Disability due to sickness, pregnancy, childbirth, or armed forces service. Non-hospitalized medical expenses.
War, Riots, Strikes, Civil Commotion, Sabotage, Terrorism. Natural Death, Suicide, Nuclear, Chemical & Biological Risks. No cash reimbursements.
Are there any Restrictions on Cover?
Coverage Area: Pakistan only.
Policy Discretion: IDC reserves the right to cancel the policy anytime. Non-Transferable: Cannot be assigned to another person/entity. Coverage Start: After 48 hrs, once the diagnostic tests of the entitled patients are registered at IDC. Test Cancellation: Voids coverage if diagnostic tests are canceled. Where Am I Covered?
All 400 United Insurance Company (UIC) empaneled hospitals across Pakistan. Click here to view the hospital list.
What are my Obligations?
Fill the required details and consent to the terms and conditions in My IDC App. When and how do I Pay?
You DON’T need to pay, this policy has been paid for you as a privileged patient by IDC. When does the cover start and end?
The policy period begins 48 hrs after the date you get services from IDC, subject to completion of the consent form by patient in My IDC App. The policy expires 90 days after the earlier of your test date or the date of consent form submission.
Contact Details
FAQ
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