S
Viengkham
Sosenginh
viengkhamsosenginh
@yahoo.com
Wheat Ridge, CO
80033
SUMMARY
Seasoned Mortgage Closer with in-depth experience managing closing processes, coordinating with loan officers and underwriters, and ensuring compliance with relevant regulations. Bring strong organizational abilities to streamline operations, mitigate risk, and enhance customer satisfaction. Possess thorough understanding of mortgage industry standards and guidelines to expedite successful closings. Previously have made significant impact by improving workflow efficiency and accuracy in documentation. SKILLS
Regulatory compliance understanding
Communication abilities
Deadline Adherence
Document Preparation
Conflict resolution techniques
Attention to Detail
Typing - 60 wpm
10 key - 12000 ksph
EXPERIENCE
Mortgage Closer and Funder
Denver, CO
Caliber Home Loan's Newrez/ Jul 2016 to Jul 2024
Prepared closing documents and collected all necessary signatures. Reviewed loan documents to ensure accuracy and compliance with applicable regulations.
Verified that all conditions of the loan were met prior to closing. Reviewed loan packages to ensure accuracy of information and completeness of documents.
Conducted quality control reviews on funded loans to confirm compliance with investor guidelines.
Maintained records for all loan funding activities in the system database. Team Leader
Denver, CO
Titan Lender's Corp a MetaSource Company/ Jul 2008 to Apr 2014 Closing Funding Post Closing and Whole Loan Purchase Review. Managed a team that was responsible for drawing loan documents requesting funds reviewing and shipping signed loan documents to investor for purchase and completing high loan review for multiple Investors
Indexing and compliance review: Responsible for indexing whole loan files using the company's proprietary OCR platform and data entry into Compliance Ease to ensure file meets RESPA/HOEPA/TILA/QM/ATR regulations
Implementation Specialist: served as a main contact with new co clients to create a production profile for operations
Secondary Lock Desk: Confirmed and sent lock requests. Mortgage Closer Processor and System Trainor
Lakewood, CO
Guardian Mortgage Company/ Aug 2000 to May 2008
Prepared closing documents and collected all necessary signatures. Reviewed loan documents to ensure accuracy and compliance with applicable regulations.
Verified that all conditions of the loan were met prior to closing. Reviewed loan applications and verified accuracy of borrower information. Assessed credit reports to determine eligibility for mortgage loans. Processed loan documents and ensured compliance with federal regulations. System Trainor: responsible for training new clients on LOS and the company's proprietary platform
EDUCATION AND TRAINING
GED
Wheat Ridge High School Jun 1995
Wheat Ridge, CO