Financial Analysis Data
Resume:
DEBBIE-ANN WALKER
*************@*****.***
OBJECTIVE
Passionate and forward thinking finance professional with a proven track record in transforming financial data into strategic insights. Seeking and impactful role where I can bring my innovative approach to financial analysis, dynamic budget management, and strategic planning. My goal is to contribute my expertise in financial modeling to drive organizational success, elevate data driven decision making, and implement visionary financial strategies. Excited to be part of a collaborative team committed to achieving and exceeding financial objectives, fostering growth, and navigating the complexities of the ever evolving financial landscape. SKILLS & ABILITIES
Analytical Skills Marketing Team Collaboration
Organizational Skills Presentation Competency Regulatory Compliance Negotiation Computer Literate Financial Analysis
Leadership Research Expertise Attention to Details Time Management Conflict Resolution Risk Assessment EXPERIENCE
2022 Present Grant Underwriter/Processor
NJEDA (New Jersey Dept. Of Economic Dev.) – Trenton, NJ Thoroughly examine grant applications to ensure completeness and adherence to eligibility criteria.
Evaluate the feasibility and impact of proposed projects in alignment with organizational goals.
Conduct risk assessments on grant applications, identifying potential challenges or issues.
Develop a comprehensive understanding of the financial and operational aspects of proposed projects.
Collaborate with legal and compliance teams to address any legal or regulatory concerns.
Conduct due diligence on grant applicants, including financial analysis and organizational background checks.
Verify the accuracy of information provided in grant applications and supporting documents.
Prepare reports on grant processing activities for management and regulatory purposes.
Maintain accurate records of all grant applications, underwriting decisions, and related correspondence.
Provide clear and constructive feedback to applicants regarding the status of their grant applications.
Communicate with grant applicants to gather additional information or clarification when necessary.
2021 02/2022 Loan Closer
First Heritage Financial Credit Union, Philadelphia, PA Automated with underwriters to review loan files and verify that all necessary documentation is complete and accurate.
Prepared and assembled closing documents in accordance with loan approval conditions.
Liaise with lenders, title companies, and other relevant parties to coordinate the closing process.
Communicated effectively with internal teams to resolve any outstanding issues or discrepancies.
Conducted closing sessions with borrowers, explaining key terms and ensuring all necessary signatures are obtained.
Oversaw the disbursement of funds and transfer of ownership during the closing process.
Upon receipt of Closing Disclosure from the title company, checked and analyzed pertinent information to ensure the preparation process was accurate. Offered any assistance to Post Closing Department in correcting errors on closing package.
Once Closing Disclosures is approved, ordered wire from assigned credit union within 24 hours on refinance and same day for purchases. 2013 Present Broker/Benefit Counselor
Your Benefit Solutions, Mount Laurel, NJ
Cultivated and maintained strong relationships with insurance carriers to optimize product offerings and ensure competitive pricing. Establish and manage and independent insurance agency, specializing in life and health insurance.
Led a team of skilled insurance professionals, providing training, mentorship, and motivation to ensure exceptional customer service. Implement innovative marketing strategies to enhance brand visibility and attract a diverse clientele.
Utilize data analytics to identify market trends, assess risk, and make informed business decisions.
Ensure compliance with industry regulations and kept abreast of changes in insurance laws and policies.
Consistently exceeded sales targets by developing and executing effective sales strategies.
Advise clients on insurance coverage options, providing personalize solutions based on their company needs.
Conduct risks assessments and collaborate with underwriters to secure the best coverage for clients.
Resolve client inquiries and concerns promptly, maintaining a high level of customer satisfaction.
2009 02/2012 Auditor/Wholesale Lending
PHH Mortgage, Mount Laurel, NJ
Conducted comprehensive audits of mortgage loan files to ensure compliance with regulatory requirements and internal policies. Collaborate with underwriting and processing teams to address discrepancies and resolve issues identified during audits.
Review loan documentation, credit reports, and financial statements to assess borrower eligibility and identify potential risk factors. Provide feedback and training to the processing teams to improve overall loan file quality.
Stay current on industry regulations and changes, ensuring that audit processes align with the latest standards.
Analyze loan applications, credit reports, and supporting documentation to evaluate borrower creditworthiness and assess risk. Make informed decisions on loan approvals, denials, or conditional approval based on established guidelines and policies.
Collaborate with loan officers, processors, and other stakeholders to gather necessary information and resolve discrepancies.
Ensure compliance with regulatory requirements and company policies throughout the underwriting process.
Provide clear and timely communication to loan officers and borrowers regarding underwriting decisions and any additional documentation required. EDUCATION
September 2011 Licensed Life, Health Accident or Sickness Insurance Agent CPM Insurance School, Mount Laurel
May 2009 NCHEC Certification in Housing Counseling NeighborWorks America, Washington, DC
February 2006 Licensed Real Estate Sales Agent
Weichert Real Estate School, Marlton, NJ
September 2004 A+PC Technician (Certification in Computer Repair) RPT Consulting, New York, NY
September 1987 Accounting/Computers
Queens College, Flushing, NY
REFERENCES
Available Upon Request
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