Sr. Credit Analyst
Resume:
Rajesh Sawant
Credit Analyst
Resume
Sr. Credit Analyst having over 6 years of proven
experience handling mid and Large corporate.
Actively seeking for challenging job opprtunity
Contact
Address
Mumbai, India 400067
Phone
************@*****.***
Skills
Financial Statements
Expertise
Credit Analysis
Balance Sheet Analysis
Financial Model Analysis
Income Statement analysis
Credit Assessment Note
Writing
Work History
Sr. Associate/Sr. Credit Analyst
Blend Financial Service Ltd, Mumbai, India
Conduct credit assessment of Large
Corporates, Insurance Companies, Banks, and
Micro Finance Institution for average ticket size
of USD 50 MN.
Perform ratio analysis, and prepare credit
assessment report for assigned entity.
Prepare risk mitigants while analyzing business
model, economic factors and trend analysis.
Interact with Insurance companies for end to
end transaction.
2022-10 -
Current
Credit Analyst
Jai Kisan, Mumbai, India
Analyzing customer data such as financial
statements to determine level of risk involved
for extending credit.
Conducted financial review of customer lines of
credit by assessing complete financials and
initiating credit application reviews.
Prepare the detailed Credit Assessment Note
report and present to National Credit Head
Undertake decisions and sumbit
recommendations while extending lines of
credit.
2021-08 -
2022-05
Credit Analyst
Axis Bank, Mumbai, India
2020-09 -
2020-12
Perform Credit Assessment of SME and Mid
Corporate for OD/CC Facility
Analyze Financial Statements, Credit Report
and Bank Statements while evaluating credit
assessment.
Prepare elaborate Credit Memorandum Note
while mentioning Risk Mitigants.
Take the deviation approval based on SWOT
analysis.
Executive
Neo Growth Pvt Ltd, Mumbai, India
Conduct Credit assessment for Unsecured
Business Loans based on Credit report, banking
turnover and other factors.
Assess the new startup business and submit the
decision.
Analyze thorough bank statement, Credit report
and other income documents.
2019-05 -
2020-09
Asscoiate
Cargo Service Centre, Mumbai, India
Prioritized tasks to meet tight deadlines, pitching in to assist others with project duties.
Prepare Actual V/S Budgeted MIS Report and
submit the finding
Managed customer relations through
communication and helpful interactions.
2018-11 -
2019-01
Jr .Credit Analyst
Quatrro Mortgage Solutions Pvt Ltd, Mumbai, India
Assess the repayment ability of individual
customer while analysing all Income
Documents.
Analyze the thoroughly credit report of a person
and Bank Statement.
Calculate key ratios while giving
recommendation.
2016-07 -
2017-12
Education
MBA: Finance
Sinhgad Institute of Business Management -
Mumbai, India
Bachelor of Commerce: Financial
Accounting
K.E.S Shroff College of Commerce - Mumbai, India
Chess and Outgoing personality for Treks
Love to spend time in nature till date completed
more than 30+treks also live to play chess and
interact with different people
Contact this candidate