Treasury Management

Gayathri (Kareena)Makhija

Randolph, NJ

SUMMARY

Experienced financial professional with a strong background in cash management, daily deposits, and reconciling bank statements. Expertise in managing cash positions, analyzing inflows and outflows, and ensure accurate daily bank end-of-day reconciliation. Proven ability to optimize financial processes, minimize discrepancies, and maintain strict compliance with banking regulations.

PH: 973-***-****

Email: ***********@*****.***

Preferred Name: Kareena Makhija

EXPERIENCE

Bed Bath & Beyond Trust –20230930-DK-Butterfly-1, Inc. Oct 2023 to Present Consultant

Assisted in managing the winddown process for treasury operations, ensuring a smooth and efficient closure of financial activities. Collaborated with Deloitte, contributing to efficient financial operations by handling check deposits and reconciling transactions to bank statements. Managed mail distribution by sorting and forwarding documents to designated departments, including legal and HR, while also facilitating seamless for outsourced tax-related documents.

Coordinated with cross-functional teams to finalize outstanding transactions, resolve financial obligations, collections from vendors for over and prepayments.

Bed Bath & Beyond - Union, New Jersey Jan 2023 to Sep 2023 Treasury Manager

Forecast cash flow positions, excess cash, related borrowing needs, and distributions for corporate.

Monitor and ensure compliance with policies, procedures and operational controls related to cash management with support for audit as needed. Support and facilitate month/quarter end accounting and reporting. Develop and maintain treasury policies, procedures & management reporting. Provide Investor Relations analytical support to Vice President including briefing memos, shareholder and analyst tracking and shareholder distributions in the form of dividends and share repurchase.

Technical Skills

Microsoft Office

Oracle

JDA

SAP

QuickBooks

Treasury/Financial Skills

Soft Skills

Strong Communication Skills

Collaboration and Teamwork

Problem-Solving

Organizational Skills

Detail-Oriented

Time Management

Bed Bath & Beyond - Union, New Jersey Aug 2017 to Jan 2023 Treasury Supervisor

Oversee daily cash activity including collections, disbursements, and borrowings to minimize interest expense while ensuring sufficient liquidity in a seasonal business.

Execute daily Treasury operations activities for cash management, cash position and monitor cash status.

Run the monthly intercompany settlement process.

Partner with department managers in developing and managing department budgets, new line business models, and capital plans. Establish bank accounts for newly acquired/created locations. Reconcile bank accounts daily for corporate and company-owned locations. Recommend and participate in the implementation of new banking services and products.

Review and recommend short-term investment options for excess cash on hand and track maturities.

Jackson Hewitt Tax Service - Parsippany, New Jersey May 2009 to Aug 2017 Treasury Analyst

Operate a daily cash flow forecasting model and track daily outstandings, availability and debt service for $450MM credit facility with various banks. Independently plan and manage implementation of the corporate purchasing card program.

Instrumental in establishing merchant services for company-owned locations and training of field employees on cash management processes. Front-line point of contact multiple times per day with local business units and banking partners to resolve open treasury issues.

Maintain documentation for bank accounts and signatory lists in compliance with internal policies and Sarbanes Oxley.

Implement and manage customer rewards program (Refer-A-Friend Program) for company-owned locations.

Jackson Hewitt Tax Service - Parsippany, New Jersey Sept 2008 to April 2009 Accountant

Created journal entries and processed bank reconciliations. Prepared payments by accruing expenses; assigning account numbers, requesting disbursements, and reconciling accounts.

Identified accounting issues and suggested solutions. Analyzed and reconciled income statement and balance sheet accounts. Assisted with preparation and coordination of the audit process along with implementing and maintaining internal financial controls and procedures. Maintained the general ledger system of Fixed Asset Accounts EDUCATION

Mumbai University, Mumbai, India - - Bachelor of Science in Business Administration

(2003) Dual Concentrations in Marketing & Management Dover Business College New Jersey, USA- Diploma in Accounting and Finance.

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