Dawn M. Riecher, CRU

**** ******** **, *****, ** 33615 248-***-****

adyv4k@r.postjobfree.com www.linkedin.com/in/dawnmriecher

Core Competencies and Transferable Skills:

* Leadership and team building

* Solution oriented approach

* Knowledge of P&L statements and other financial documents

* Analytical and efficient

* Deep governmental and agency regulatory understanding

* Certifications and higher learning

* Proficient in Microsoft and other applications

* Legal and Technology versed

* Quick & motivated learner

* Seasoned professional

* Excellent communication skills

Motivated Underwriter with 30+ years’ experience. Well versed with Conventional and FHA loans, numerous state housing programs, complex self-employed borrowers, multiple financed property loans, investment properties, construction loans, processing, closing, mentoring and training Underwriters and Processors. Transferable skills to analyze/review Profit and Loss Statements, complex tax returns for self-employed borrowers, appraisals, etc. to ensure these items meet agency guidelines. Exceptional organization, efficient, analytical, decision maker, team builder with verbal and written communication skills. Excellent customer service relations and problem resolution. Proficient with Microsoft Office solutions, among numerous mortgage software systems. Highly trainable and motivated.

Professional Experience:

NFM Lending -- Linthicum, MD

Remote Underwriter III -- April 2022 - October 2022

Underwrite Conventional, State Housing, FHA loans and also started training on Rural Housing and FHA 203K rehab loans. Strong contact with Branch Managers, Loan Officers & Processors.

Cardinal Financial -- Charlotte, NC

Remote Underwriter III -- August 2018 - April 2022

Underwrite Conventional, State Housing and FHA loans. Strong contact with Branch Managers, Loan Officers & Processors.

MB Financial Bank -- Milford, MI

Underwriter III -- January 2013 - August 2018

Underwrite Conventional loans including numerous state housing down payment programs (IHDA, KY State Housing, GA Dream and more). Extensive experience with self-employed borrowers, multiple investment property loans and multi-pack loans.

Various others beginning in 1989

Dawn M. Riecher, CRU

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Education & Certifications:

Certified Residential Underwriter -- January 2022 -- Mortgage Bankers Association

FHA DE Certification -- March 2021 -- US Department of Housing and Urban Development

Advanced Underwriting Certification Program -- 2006 -- PMI Mortgage Insurance

Walled Lake Central High School -- Graduated June 1986 -- GPA 3.5

Technical Skills / Mortgage Software Experience:

Microsoft Office, Encompass, Octane, Mortgage-Bot, Mortrac, Remedy, Lexis Nexis, LPM, Mupit, Dynatek, Mortgage Builder, Genesis 2000, Contour, and Glenn computer systems.

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