Jennifer Shapiro

***** ******* ***** *****

Riverview Fl, 33579

847-***-****

adysc1@r.postjobfree.com

Cross Country Mortgage February 2018 to Present

Cleveland, OH

Senior Underwriter January 2023 to present

Area UnderwriƟng Manager, RenovaƟon and ConstrucƟon to Perm October 2020 to August 2022 Senior Underwriter February 2018 to October 2020

Responsible for oversight, direcƟon and performance of the RenovaƟon/CP UnderwriƟng team. Ensures that the team performs to company standard set for quality, producƟvity and customer service levels. Serves as a direct point for operaƟon, sales and underwriƟng. Performs second level reviews and escalaƟons for high-risk loans and loans recommended for denial. Responds to post closing loan deficiencies. Management responsibiliƟes include daily workflow assignments, performance evaluaƟon, ongoing training, moƟvaƟon and team building. Expert knowledge of ConvenƟonal, Government and specialty programs. DE, FHA, FNMA, FHLMC, USDA, VA, RenovaƟon Lending, State Bond Programs, Down Payment Assistance Programs, Manufactured Housing DE and SAR DesignaƟons

HomeBridge Financial Services (Prospect Mortgage) April 2012 to February 2018 Schaumberg, IL

UnderwriƟng Manager, RenovaƟon June 2016 to February 2018 DE Underwriter IV April 2012 to Jume 2016

Responsible for oversight, direcƟon and performance of the RenovaƟon UnderwriƟng team. Ensures that the team performs to company standards set for quality, producƟvity and customer service levels. Serves as a direct point for operaƟons, sales and underwriƟng. Performs second level reviews and escalaƟons for high-risk loans and loans recommended for denial. Responds to post closing loan deficiencies. Management responsibiliƟes include daily workflow assignments, performance evaluaƟon, ongoing training, moƟvaƟon and team building. Expert knowledge of ConvenƟonal, Government and specialty programs. DE, FHA, FNMA, FHLMC, USDA, VA, RenovaƟon Lending, State Bond Programs, Down Payment Assistance Programs, Manufactured Housing DE DesignaƟon

MetLife Home Loans November 2010 to April 2012

Oakbrook, IL

DE Underwriter IV

Responsible for reviewing loans for risk analysis and compliance with Agency and investor underwriƟng guidelines. Render loan approval decisions within service level and quality standards. Interfaces with loan originators and producƟon staff to secure all required documentaƟon to meet investor guidelines. DE, FHA, FNMA, FHLMC, USDA DE DesignaƟon

Bank of America (Countrywide Home Loans) March 2008 to November 2010 Underwriter III January 2010 to November 2010

Responsible foir reviewing loans for risk analysis and compliance with agency and investor guidelines. Render loan approval decisions within service level and quality standards. Interface with loan originator and producƟon staff to secure all required documents to meet investor guidelines FNMA, FHLMC Processor/Home Loan Specialist March 2008 to January 2010 Responsible for underwriƟng level 1 mortgage loans. Managed assigned pipeline. Experienced with ConvenƟonal, FHA, VA and Manufactured Housing.