Quality Control Risk Management
Resume:
Shandra Boyd
S e n i o r M o r t g a g e U n d e r w r i t e r
Aurora, Illinois 60503
630-***-**** ady7c5@r.postjobfree.com
OBJECTIVE
Strategic and analytical Senior Mortgage Underwriter professional with 10+ years of success in financial reporting, analysis, and risk management. Consistently meets deadlines, resolves discrepancies, and increases company revenue. Highly skilled at maximizing productivity through detailed process improvements.
E D U C A T I O N
E XPERIENCE
AURORA UNIVERSITY
Aurora, IL
Bachelor of Arts in
Business Administration
K E Y S K I L L S
Complex Problem Solving
Quality Control Analysis
Exceptional Communication
Microsoft Office Suite
Encompass
Core Logic
Fraud Guard
Lexis Nexis
Data Verify
DU, LP
USDA, IHDA
FHA Connections
2020 to 2023
FHA, Conventional and Portfolio Underwriter
MUTUAL FEDERAL BANK Aurora, IL
2014-2020
Conventional, Portfolio and USDA Underwriter
US BANK Naperville, IL
2013 –2014
Conventional Wholesale/FHA Streamline Underwriter
FREEDOM MORTGAGE Downers Grove, IL
Examined new applicant data (credit, income, assets, titles, and collateral material) to determine plan eligibility & rate members in various tiers of available coverage.
Executed mortgage credit analysis, with or without the assistance of an automated underwriting system, to determine the borrower’s ability to repay debt.
Evaluated customers’ coverage requests; investigated and compile all data to identify risk and exposure plus prepare accounts for production and quote.
Managed & analyzed underwriting for retail & wholesale loans with strict adherence to Fannie Mae, Freddie Mac, FHA Loans, DU, LP, USDA, IHDA, and portfolio
guidelines.
• Established complete transactional compliance in line with federal regulations and organizational procedures.
• Advised & answered general underwriting questions for loan processors, originators, brokers & attorneys.
Facilitated training for and mentored Junior Underwriters. R E F E R E NCES
Available Upon Request
Contact this candidate