DS

DYANA SANDERS

ady4ou@r.postjobfree.com 813-***-**** Pataskala, OH 43062

Disciplined Mortgage Underwriter pays attention to details by analyzing risks and potential problems within mortgage applications. Team player collaborates well with other underwriters, originators and processors to produce quality results. Acts with fair and ethical behavior and complies with federal regulations and Fair Housing Act requirements. Credit File Updating

Loan File Maintenance

Corporate Financial Statements

LexisNexis Software

Application Review

Tax Liability Calculation

Loan File Review

Creditworthiness Determination

Automated Underwriting System (AUS)

Income Evaluation

Property Evaluation

Credit History Review

Attention to Detail

Microsoft Office

Multitasking and Prioritization

Analytical and Critical Thinking

Decision Making

Fraud Detection and Prevention

Verbal and Written Communication

Time Management

Staff Management

Amerisave Mortgage

Mortgage Underwriter

09/2019 - 10/2022

Analyzed applicant assets and credit history to determine willingness and capacity to repay proposed mortgage obligation.

Maintained compliance with company and regulatory policies. Analyzed tax returns and financial statements to determine ongoing cash flow to support loan repayment.

Clayton Serviced

Mortgage Underwriter

09/2010 - 07/2019

Evaluated loans against portfolio and investor guidelines. Maintained compliance with company and regulatory policies. Liaised with lenders, appraisers and other third parties to communicate needs and requirements.

Summary

Skills

Experience