Bharat Bhardwaj

B.COM (Bachelor of commerce) MOB: 701-***-****

Email: ady14n@r.postjobfree.com

CAREEROBJECTIVE

An experienced and well maintained professional having ample amount ofknowledge ininsurance sector and seekingopportunity in the organization to use my skills and able tocontribute to thefirm for which Iam working. I will put best efforts to learn the company policies and make better decisions in the favour of the company.

WORK EXPERIENCE:

.1 TATA AIA LIFE INSURANCE CO. LTD

Ludhiana (Punjab) - INDIA TERRITORY SALES MANAGER

(1 JULY 2022 - TILL DATE)

I am workingi n this company as aTerritory Sales Manager which provides alarge number ofInsurance assistance in Ludhiana.

JOB DESCRIPTION:

• HDFC Bancassurance department.

• ManagingLudhianaClusterandlookingafter15BranchesofHDFCBank.

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Managing Team of 09 FLS.

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Ensuring targets, focuses product are met on monthly basis.

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Negotiation with various Insurance Companies on terms and cover.

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Sourcing Insurance business from Bank and evaluate customer suitability for life Insurance. •

Correspondence with HDFC Bank regarding life Insurance matters.

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Ensure timely issuance of policies by resolving pending.

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Up - sell & cross sell the existing base ofcustomers allocated.

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Have sound knowledgeof India life Insurance market.

• Coordinating with all Marketing Staff for Bank office support.

.2 MAX BUPAHEALTH INSURANCE CO. LTD Ludhiana(Punjab)- INDIA

SENIOR RELATIONSHIP MANAGER

(14 NOVEMBER 2019 - 28 JUNE 2022)

I am working in this company as a Asst. Relationship which provides a large number of Insurance assistance in Ludhiana.

JOBDESCRIPTION:

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Coordinating with al Marketing Stafffor Bank office support. ACHIEVEMENTS

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SENIORRELATIONSHIP MANAGER (1 MARCH2022 -28 JUNE 2022) RELATIONSHIPMANAGER (1 APRIL 2021 - 28 FEB 2022)

ASSISTANT RELATIONSHIP MANAGER (14 NOVEMBER2019 -31 MARCH 2021) Winner Lohari Bash Contest January2020.

Winner Freedom challenge Contest September 2020.

HDFC Bancassurance department.

All Personal, Group Medical Insurance, Claims

Negotiation with various Insurance Companies on terms and cover.

Sourcing Insurance business from Bank and evaluate customer suitability for Health Insurance.

Correspondencewith HDFC Bank regarding Health Insurance matters. Data entry & endorsement, Product describe.

Have sound knowledge o f India Health Insurance market.

3. APOLLO MUNICH HEALTH INSURANCE CO. LTD. Udaipur (Rajasthan) - INDIA

CHANNEL SALES OFFICER

(01 August 2018 - 30 October 2019)

I am working in this company as a ChannelSales officer which providesa large number of Health Insurance assistance in Udaipur.

JOB DESCRIPTION:

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Bancassurance ISM department.

Al Personal, Group Medical Insurance, Claims

Coordination with Corporate Clients for running policies and New

Negotiation with various Insurance Companies on termsand cover

Sourcing Insurance business from Bank and evaluate customer suitability for Health Insurance.

Correspondence with Axis bank, Canarabank, Bandhan bank Equtes bank IOB, CBOI regarding Health Insurance matters.

Data entry & endorsement, Product describe.

Have sound knowledge o f India Health Insurance market.

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Coordinating with al Marketing Staff for Bank officesupport.

4. GOYAL INSURANCE POINT JAIPUR(Rajasthan)- INDIA SALES OFFICER

(02 NOV 2017 - 31 July 2018)

I am working in this company as Sales officer which providesa large number ofHealth Insurance, Non Motar & Motar Insurance assistance in Jaipur.

JOBDESCRIPTION:

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Al Personal, Medical Insurance, Claims, Non Motar, Motar Insurance.

Coordination with Corporate Clients for running policies and New

Negotiation with various Insurance Companies on terms and cover.

Sourcing Insurance business from Agent and evaluate customer suitability for All Insurance. Data entry & endorsement, Product describe.

Have sound knowledge ofIndia Gl & Health Insurance market. Coordinatingwith all Marketing Staff for Insurance office support.

KEY SKILLS ANDSTRENGTHS

• Knowledge of various insurance regulations.

• Good accuracy and attention to details withexcellent problem analysis.

COMPUTERSKILLS

Good knowledge ofmanagement software and usage ofitstools. Conversant inMicrosoft office kit-MS Excel, PowerPoint, MS Word.

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Good Knowledge of MIS tool and its uses. SCHOLASTIC

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Course B . c o m

12th 10th

Year/Duratio School/College n

PERSONALDOSSIER Date of Birth: 31* July 1993

2014-2017

2010-2011 2008-2009

CalorxTeacher University VidyaVihar Pub Ser Sec School

S S Jain Subodh Ser Sec School

Languages known: Hindiand English Permanent Address: Jaipur, (Rajasthan)

DECLARTION

1hereby declare that all the information provided by me is authenticand correct to the best of my knowledge

Bharat Bhardwaj

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