Efrem N. Ball
*********@*****.***
Work Experience
FINANCE MANAGER
Bretz RV and Marine - Boise, ID June 2020 to Present
Negotiate rate and term, structure deals, menu selling, high volume sales. Ensure all deals are compliant with State and Federal Lending laws. Top F&I gross for Idaho 2021.
FINANCE MANAGER
Camping World - Meridian, ID January 2018 to June 2020
High volume deals completion, work with lenders to negotiate rate, term and approvals. Top F&I gross for 2018 & 2019 in Idaho.
FINANCE MANAGER
Bronco Motors - Nampa, ID June 2017 to January 2018
Finance Manager Hyundai, Nissan, Infiniti, and Mitsubishi in Nampa, ID. Build rapport with customers, menu selling, lease proficiency, high volume deals completion. Working with lenders to negotiate rates, terms and approvals.
FINANCE MANAGER
Bish’s RV - Meridian, ID. February 2016 to June 2017
Guide all clients through the financial process, capitalize on add-on services, proficient in structuring deals for maximum profitability and collectability, skilled in title laws and registration process, accurately negotiate rate and term and close deals, ensure all deals are fully compliant with local, state and federal guidelines.
Bartender
The Curb - Meridian, ID February 2014 to March 2017
Serve Food and Beverages, Balance Cash Drawer, Stock and Order Bar Supplies, Provide Customer Service. Experience with Fast Paced Environments.
LICENSED RELATIONSHIP BANKER
Chase Bank - Boise, ID April 2011 to September 2014
Held Series 6, 63 and State Insurance Licenses. Working with affluent clients to meet their needs, building lasting relationships, prospecting, financial analysis. Proficient in Finance, Accounting, Excel and Outlook. Educating clients about financial products including retirement and education plans. Achieved Top Idaho District Banker, 2013 and Top Five Banker in 2014
PERSONAL BANKER
US Bank - Boise, ID July 2009 to September 2010
Origination of consumer loans, including home mortgage, auto and education. Cash management, uncovering client financial needs and fulfilling those needs with appropriate products or services. Achieved Top 10 District Banker for 2010.
Education
BACHELORS OF SCIENCE - CRIMINAL JUSTICE ADMINISTRATION
BOISE STATE UNIVERSITY 1999
Skills
Outlook, Data Entry, Business Development, Sales
Former Law enforcement – Boise, ID
Firefighter – Burien, WA