Caryn Anna Caliendo

** ****** ******

Amityville, NY 11701

Phone: 516-***-****

Email: adxtdy@r.postjobfree.com

Profile:

Highly motivated individual who enjoys the challenge of learning new and diverse tasks. Known for my organizational skills, ability to create a team atmosphere and problem solve. Detail oriented and a quick learner, I adapt to new situations with minimal supervision. Outstanding customer service with all customers, clients, and staff to deliver quality service as well as on time loan closure.

Professional Experience:

Cardinal Financial Company LP, Worked Remote October 2020 – June 2022

Transaction Coordinator

- Reviewed loan packages for submission to underwriting, including income, asset, title and contract documents for loan approval

- Ensured FICO/Ratios were within guidelines for specific loan program

- Coordinated with customers, clients and staff to receive required documentation to expedite loan clearance

- Reviewed pipeline with staff and customers to maintain on-time loan closures

- Helped Secondary and Compliance depts with missing or outstanding documents needed during post-closing

Maternity Leave July 2019 – October 2020

Contract Processor, Melville, NY February 2016 – July 2019

Senior Loan Processor for Mortgage Professionals

- Reviewed and documented: Income, Assets, Verifications, Purchase Contracts and Addendums, Payoff Statements, Appraisals, Title Reports, and Home Owners Insurance Declarations Pages for approval and accuracy

- Submitted complete packages to the Underwriter/Lender for approval, and/or met conditions for timely Loan Closure

- Coordinate with the customers: Loan Officer, Attorney, Realtor, Insurance agent, and Title Company to satisfy loan stipulations for final loan approval

- Managed a pipeline of approximately 30 active Retail, Conventional VA/FHA loans

- Reviewed pipeline on a weekly basis to obtain updated status of all loans

- Ensured FICO/Ratios were within guidelines for specific loan program. Ensured GFE, and TIL distributed within compliance

Sunrise Mortgage Company, Westbury, NY September 2013 – December 2016

Senior Loan Processor/Mortgage Broker

- Review all loan disclosure packages being disclosed to clients

- Collect all income, asset, and according documentation for loan submission

- Current on all FHA and Conventional Federal and State specific guidelines

- Current on all lender specific Anti-Steering guidelines

- Constant contact with clients, attorneys, title companies and lenders throughout loan process

- Responsible for reviews of initial loan packages, conditions and final fee sheets for submission to lenders

Benchmark Lending, Melville, NY February 2013 – August 2013

Loan Officer Assistant/Personal Assistant to Enid Adinolfi/Retail Branch – COMPANY CLOSED LOCATION

- Maintained daily schedule of appointments with realtors and clients

- Reviewed and fully processed all loan documentation received by clients prior to submission for completeness

- Setup and managed realtor seminars and discussion meetings

- Worked on marketing material and open house brochures

Money Capital Corp, Farmingdale, NY January 2011 – January 2013

Senior Loan Processor/Office Manager/Mortgage Broker

- Review and setup all loan disclosure packages being disclosed to clients

- Current on all FHA and Conventional Federal and State specific guidelines

- Current on all lender specific Anti-Steering guidelines

- Constant contact with clients, attorneys, title companies and lenders throughout loan process

- Responsible for reviews of initial loan packages, conditions and final fee sheets for submission to lenders

- Handle all daily office duties

Bank of America, Uniondale, NY February 2010 – December 2010

Production Service Specialist/Wholesale Lending - COMPANY CLOSED THEIR WHOLESALE DIVISION

- Maintained weekly pipeline review calls with BP’s and LO’s to ensure condition submission and timely loan closings

- Performed, retrieved and reviewed 4506t orders, credit supplements and Rapid Reporting Results

- Reviewed income, asset, credit, appraisal and title conditions from BP’s and borrowers for submission to underwriting department for final loan clearance

- Performed Initial Approval review calls to discuss condition requests/proper submission of conditions from BP’s –

credit submissions, appraisal review submissions and clear to close reviews

- Preformed Initial Approval review calls with borrowers to discuss conditions needed to close

Prior Work Experience:

Financial Equities Mortgage Bankers d/b/a of Continental Mortgage Banker June 2009 – December 2009

Loan Processor/Wholesale Departments – COMPANY CLOSED THEIR WHOLESALE DIVISION

Ideal Mortgage Bankers, d/b/a Lend America - Account Executive/Wholesale Division October 2007 – August 2008

COMPANY WENT OUT OF BUSINESS

Countrywide Home Loans - BC Production Coordinator/SLG Wholesale Division April 2007 – September 2007

COMPANY WENT OUT OF BUSINESS

New Century Mortgage Corp - Account Manager/Wholesale Division July 2004 - March 2007

COMPANY WENT OUT OF BUSINESS

American Home Mortgage - Loan Processor-Jr Underwriter/Retail Department May 2001 – January 2004

Special Skills:

Proficient in Windows, MS Word, MS Excel, MS Outlook, UNIFI, Empower, EDGE, Encompass and FHA Connection

References available upon request.

Contact this candidate