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Mortgage Processor Underwriting

Location:
Taunton, MA
Salary:
90000
Posted:
June 13, 2023

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Resume:

David P. Seguin

NMLS #******* Licensed in MA, NH, RI, ME, PA, & CO

*** ****** ***.

Swansea, MA 02777

508-***-****

*****.********@*****.***

EXPERIENCE

BayCoast Mortgage, Swansea, MA —Mortgage Loan

Processor II

MAY 2020 -

● Experienced mortgage processor with a strong background and track record of closing loans, mortgage industry knowledge, regulations and in depth understanding of mortgage underwriting guidelines & compliance/disclosures

● Promotes the importance to have a positive/team building mentality through understanding and communication

● In-depth understand of MortgageBot & DocMagic Platforms

● Detail oriented with a focus in Construction, Fannie Mae, Freddie Mac, FHA, VA, FTHB, Blanket Loans & Jumbo/Portfolio Programs

● Thorough communication with clients/members/borrowers through closing closing

Own Up Mortgage, Boston, MA —Sr. Mortgage Advisor

MARCH 2019 - FEBRUARY 2020

● Sold Conventional, Jumbo, ARM, VA, FHA & portfolio products to customers

● Evaluated & advised clients about products, pricing, interest savings, & return on all costs associated

● Transitioned into an Underwriting Specialist which directed sales staff with validating documents for qualification & risk analysis Residential Mortgage Services, Dartmouth, MA— Loan Officer

JULY 2016 - FEBRUARY 2019

● Submitted loan applications, reviewed credit profiles, verified credit documents for processor & underwriter review

● Ensured loans met investor file requirements prior to delivery

● Mastered Encompass Mortgage & Optimal Blue Platforms

● Knowledgeable of FHA, MassHousing, HomePossible, HomeReady, VA & USDA Loans

EDUCATION

Salve Regina University, Newport, RI — Bachelor's Degree SEPTEMBER 2011 - MAY 2015

Bishop Stang High School, Dartmouth, MA — College

Preparatory

MAY 2011

SKILLS

Fannie Mae & Freddie Mac

Underwriting Guidelines

FHA Program Guidelines

HomePossible/HomeReady

Guidelines

MassHousing Products

Recording and Loan

Application

Review/Document Review

S-Corp, Schedule C &

Self-Employed Income

Review

Credit Report Review

Risk Analysis

Clerical Review

Product & Pricing

Problem Solving

Hard Working

AWARDS

Student Leadership Award

Divisional & National Rugby

Champion-SRU



Contact this candidate