Mortgage Processor Underwriting
Resume:
David P. Seguin
NMLS #******* Licensed in MA, NH, RI, ME, PA, & CO
Swansea, MA 02777
*****.********@*****.***
EXPERIENCE
BayCoast Mortgage, Swansea, MA —Mortgage Loan
Processor II
MAY 2020 -
● Experienced mortgage processor with a strong background and track record of closing loans, mortgage industry knowledge, regulations and in depth understanding of mortgage underwriting guidelines & compliance/disclosures
● Promotes the importance to have a positive/team building mentality through understanding and communication
● In-depth understand of MortgageBot & DocMagic Platforms
● Detail oriented with a focus in Construction, Fannie Mae, Freddie Mac, FHA, VA, FTHB, Blanket Loans & Jumbo/Portfolio Programs
● Thorough communication with clients/members/borrowers through closing closing
Own Up Mortgage, Boston, MA —Sr. Mortgage Advisor
MARCH 2019 - FEBRUARY 2020
● Sold Conventional, Jumbo, ARM, VA, FHA & portfolio products to customers
● Evaluated & advised clients about products, pricing, interest savings, & return on all costs associated
● Transitioned into an Underwriting Specialist which directed sales staff with validating documents for qualification & risk analysis Residential Mortgage Services, Dartmouth, MA— Loan Officer
JULY 2016 - FEBRUARY 2019
● Submitted loan applications, reviewed credit profiles, verified credit documents for processor & underwriter review
● Ensured loans met investor file requirements prior to delivery
● Mastered Encompass Mortgage & Optimal Blue Platforms
● Knowledgeable of FHA, MassHousing, HomePossible, HomeReady, VA & USDA Loans
EDUCATION
Salve Regina University, Newport, RI — Bachelor's Degree SEPTEMBER 2011 - MAY 2015
Bishop Stang High School, Dartmouth, MA — College
Preparatory
MAY 2011
SKILLS
Fannie Mae & Freddie Mac
Underwriting Guidelines
FHA Program Guidelines
HomePossible/HomeReady
Guidelines
MassHousing Products
Recording and Loan
Application
Review/Document Review
S-Corp, Schedule C &
Self-Employed Income
Review
Credit Report Review
Risk Analysis
Clerical Review
Product & Pricing
Problem Solving
Hard Working
AWARDS
Student Leadership Award
Divisional & National Rugby
Champion-SRU
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