Loan Processor Sales Associate
Resume:
Edward Humphrey
Mortgage Loan Processor
Palm Bay, Florida, United States
adxnkh@r.postjobfree.com
WORK EXPERIENCE
December 2017-May 2022
Mortgage Loan Processor
Sourcepoint
Melbourne, Florida, United States
Responsible for processing IRRL, FHA and full documentation re-finances for Freedom Mortgage. Advised the borrower of documents needed for underwriting and sole point of contact with borrower throughout refinance process. After the file was initially originated, processed the file from set up until the loan closed. and worked closely with the loan officer, underwriter and closer. Primary duties: processed loan in Lakewood system, collect and upload documents, calculating income
setting up escrows, verifying employment, scheduling closing. Other duties were to perform initial loan set-up duties in system to prepare the loan for processing. Continuously strived to give excellent customer satisfaction to exceed monthly goals.
July 2015-December 2017
Sales Associate
Comfort Experts USA, Inc
Melbourne, Florida, United States
Responsible for inbound and outbound calls to potential customers to schedule air conditioning maintenance and estimates on new systems and repairs. Explain to the customers the comprehensive benefits and details of the service and value. Required to meet minimum sales objectives weekly. Consistently met quota and bonus. October 2013-May 2015
Mortgage Loan Processor
ISGN
Melbourne, Florida, United States
Responsible for processing re-finances for Nationstar Mortgage. Advised the borrower of documents needed for underwriting and sole point of contact with borrower throughout refinance process. After the file was initially originated, processed the file from set up until the loan closed. and worked closely with the loan officer, underwriter and closer. Primary duties: processed loan in TMO system, declining files sending 5 day letter notices of incomplete
collect and upload documents, calculating income
setting up escrows, verifying employment, scheduling closing. Other duties were to perform initial loan set-up duties in system to prepare the loan for processing
April 2013-August 2013
Mortgage Loan Processor
SunTrust Mortgage
Orlando, Florida, United States
Responsible for processing re-finances for SunTrust customers. Advised the borrower of documents needed to submit the file to Underwriting and sole point of contact with the borrower throughout the entire process, from initial setup to closing the loan. Other duties are: calculating income setting up escrows
obtaining from the customer underwriting conditions and documents to obtain final approval from the underwriter verifying borrowers employment
sending ten day notices of incomplete
scheduling closing
working with the loan officer, underwriter, and closer as needed to assist in closing the loan. February 2007-February 2013
FHA Underwriter
JP Morgan Chase
Melbourne, Florida, United States
Responsible for underwriting loans and following a waterfall to determine outcome of a modification decision. Calculate income and use Agent Desktop to determine a workout decision. Relay necessary information to Customer Assistant Specialists to obtain all documents necessary to render a decision. Analyze and interpret income documentation, bank statements, tax returns and financial statements to calculate data related to modification applications. EDUCATION
1995-2000
Bachelor of Science degree
University of Central Florida
Orlando, Florida, United States
1/95 to 8/00University of Central Florida, Orlando, Florida Bachelor of Science Degree, Business Administration, Graduated Magna Cum Laude NMLS Licensed #1648470 Mortgage Loan Originator
• Business Administration
SKILLS
Closing FHA Loans Mortgage Underwriting Mortgage Loan Processor Closer Loan Processor Tax Returns Financial Statements Scheduling Maintenance Quota Sales Associate Sales Objectives Outbound Calls Accounting Inbound and Outbound AIR Conditioning Documentation CERTIFICATIONS
NMLS Licensed #1648470 Mortgage Loan Originator
HONORS & AWARDS
Bachelor of Science Degree, Business Administration, Graduated Magna Cum Laude Beta Gamma Sigma and Golden Key National Honor Societies, University of Central Florida LANGUAGES
English - Fluent
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