Daphne Reed

adx34d@r.postjobfree.com

480-***-****

Qualifications

* Over 20 years of Title and Mortgage Industry

* Great Customer Service Representative experience

* Previous Property Management and disclosure experience

* Extremely knowledgeable reviewing title reports, determining chain of title

* Knowledge of Accounts payables and accounts receivable

* Effective verbal and listening communication skills Experience

Tiffany & Bosco (workway Temp) Foreclosure post sale processor 7/22 - 3/23

* Reviewed real property conveyance and ecumbrance documents

* Searched and reviewed bankruptcy matters per written procedure

* Reviewed and gathered information related to foreclosure sales

* Reviewed and manage daily reports time sensitive and deadlines KB HOMES Mortgage Closer 9/21 - 6/22

* Review initial application in order to accuratley disclose to borrower according to program guidelines

* Collaborate and work with loan officers to make necessary revisions to Loan application

* Competently managed a work load all loans assigned to me and enabling fast closing that wwere free from errors

* Coordinated with buyers, sellers, title companies,attorneys, escrow agents, surveyors and real estate agents to complete loan submissions and set up closing date and time

* Facilitated closing and disbursement for conventional, FHA, VA and HUD mortgage loan.

* Comparing to revise loan esstimate to ensure the change made are appearing on the loan estimate

* Submittes date and paperwork then prepared closing documents

* Prepared final closing disclosures and estimated settlement statement

* Received and dispers monies to apply with all payments due at closing accounts payable and accounts receivables

Eagle Home Loans FKA Lennar Closer/Disclosure Specialist

* Prepared assembling and reviewed all necessary closing documentation, conditions and requirements in compliance and guielines

* Work with loan officers to apply changes as valid or not

* Reviewed settlement for correctpreparation for allowable/non allowables fees

* Clearing deficiencies for purchase to investor

* Communication with attorneys, title companies and borrowers to make sure all documents are signed and completed completly prior to close date.

* Ran compliance check for RESO, TILA, HOEPA and QM compliance

* Transferred funds and assisting with wire transfer

* Worked cooperatively with underwriter, loan officers and processors to ensure that each file met underwriting guidlines, requlatory auidelines and investor wuidelines

* Send documents to borrowers via FedEx with instructions on how to sign the documents and send back to me

* Collected and applied all accounts payable to insure all fee's where received prior to keys being released at time of close

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