Daphne Reed
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Qualifications
* Over 20 years of Title and Mortgage Industry
* Great Customer Service Representative experience
* Previous Property Management and disclosure experience
* Extremely knowledgeable reviewing title reports, determining chain of title
* Knowledge of Accounts payables and accounts receivable
* Effective verbal and listening communication skills Experience
Tiffany & Bosco (workway Temp) Foreclosure post sale processor 7/22 - 3/23
* Reviewed real property conveyance and ecumbrance documents
* Searched and reviewed bankruptcy matters per written procedure
* Reviewed and gathered information related to foreclosure sales
* Reviewed and manage daily reports time sensitive and deadlines KB HOMES Mortgage Closer 9/21 - 6/22
* Review initial application in order to accuratley disclose to borrower according to program guidelines
* Collaborate and work with loan officers to make necessary revisions to Loan application
* Competently managed a work load all loans assigned to me and enabling fast closing that wwere free from errors
* Coordinated with buyers, sellers, title companies,attorneys, escrow agents, surveyors and real estate agents to complete loan submissions and set up closing date and time
* Facilitated closing and disbursement for conventional, FHA, VA and HUD mortgage loan.
* Comparing to revise loan esstimate to ensure the change made are appearing on the loan estimate
* Submittes date and paperwork then prepared closing documents
* Prepared final closing disclosures and estimated settlement statement
* Received and dispers monies to apply with all payments due at closing accounts payable and accounts receivables
Eagle Home Loans FKA Lennar Closer/Disclosure Specialist
* Prepared assembling and reviewed all necessary closing documentation, conditions and requirements in compliance and guielines
* Work with loan officers to apply changes as valid or not
* Reviewed settlement for correctpreparation for allowable/non allowables fees
* Clearing deficiencies for purchase to investor
* Communication with attorneys, title companies and borrowers to make sure all documents are signed and completed completly prior to close date.
* Ran compliance check for RESO, TILA, HOEPA and QM compliance
* Transferred funds and assisting with wire transfer
* Worked cooperatively with underwriter, loan officers and processors to ensure that each file met underwriting guidlines, requlatory auidelines and investor wuidelines
* Send documents to borrowers via FedEx with instructions on how to sign the documents and send back to me
* Collected and applied all accounts payable to insure all fee's where received prior to keys being released at time of close