Loan Processor Manager
Resume:
Michelle Moya
Albuquerque, NM *****
**********@***.***
Objective
My primary objective is to become a respected and integral contributor to a high performing team that utilizes my excellent communication, customer service and processing skills. I have worked in almost every aspect of the mortgage industry; this unique knowledge base gives me an advantage most processors don’t have.
Work Experience
Licensed Loan Officer NMLS 2421858
Change Mortgage – Alb, NM
Nov 2022-Current
Originate residential mortgages * Establish relationships with realtors
Senior Loan Processor
OnQ Financial - Tempe, AZ
August 2020 to Sept 2022
Manage a pipeline of 25-50 * Process FHA, Conventional, VA, USDA, FHA and various DPA files from submission to funding
Senior Loan Processor
Alterra Home Loans - Santa Fe, NM April 2018 to August 2020
Manage a pipeline of 10-25 files * Process FHA, Conventional, MFA, VA, USDA and FHA files from submission to funding
Senior Loan Processor
Hamilton Group Funding - Santa Fe, NM November 2017 to April 2018
Manage a pipeline of 5-10 files * Process FHA, Conventional, MFA, VA, USDA and FHA files from submission to funding
Loan Closer
Legacy Mortgage - Albuquerque, NM April 2017 to November 2017
Prepare closing documents for Conventional, FHA, VA, USDA, MFA grant and bond mortgage loans * Ensure that all Closing Disclosures are completely balanced with title and escrow * Maintain TRID and RESPA compliance * Approve Closing and Funding conditions * Order wires via multiple warehouse lines
* Fund loans * Prepare and ship collateral
Senior Loan Processor
Loanstar Home Loans - Albuquerque, NM August 2016 to January 2017
Manage a pipeline of 10-25 files * Process FHA, Conventional, MFA, VA, USDA and FHA files from submission to funding
Loan Processor
Gold Financial Services - Albuquerque, NM April 2016 to August 2016
Manage a pipeline of 10-25 files * Process FHA, Conventional, MFA, VA, USDA and FHA files from submission to funding
Loan Manager
Sunwest Mortgage Company, Inc. - Albuquerque, NM June 2015 to April 2016
Manage a pipeline of 10-30 files per month * Process HUD184/MFA, VA, Conventional, USDA and FHA files from submission to closing
Manager
Reverse It - Albuquerque, NM May 2008 to April 2009
Originate new reverse mortgage borrowers *Make cold calls to company provided prospective reverse mortgage borrowers *Meet with prospective borrowers in their homes or in the local office *Collect and review all necessary information and documentation for submission to underwriting
Manager GLE Trust dba
GLE Trust dba Morgan Capital Inc - Albuquerque, NM September 2007 to May 2008
Train new staff *Oversee day-to-day operations *Ensure all compliances have been met *Make cold calls to company provided prospective mortgage borrowers *Meet with prospective borrowers in their homes or in the local office *Collect and review all necessary information and documentation for submission to underwriting
Account Executive
New Century Mortgage Corporation - Albuquerque, NM August 2004 to October 2007
Oversee day-to-day operations of New Century Mortgage local Albuquerque branch *Function as liaison between Denver processing center and New Mexico brokerages *Conduct training sessions for both loan officers and processors in various areas of product and procedure *Collect and review all necessary information and documentation for submission to underwriting
Education
Nursing
University of New Mexico - Albuquerque, NM
Business Administration/Business Systems
Santa Fe Community College - Santa Fe, NM
Skills
•Encompass (10+ years)
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