RESUME

BARBARA A. HEDRICK

281-***-**** / adwqqo@r.postjobfree.com

NMLS# 256259

Proactive and dedicated Processor and Production Partner (assistant to loan officer) with over 30 years experience in the mortgage industry. Highly skilled in FHA, VA and Conventional and Jumbo loans; refinance, hard money, second liens, and Cash Out refi.; as well as DU/LP and AUS investor systems. Ability to work independently and as a team player to achieve goals in a high pressure and deadline-driven environment.

AREAS OF EXPERTISE

Detailed and Organized Customer Service

Multi-Tasking Capabilities Excellent Communication

Computer Skills including MS Outlook, MS Word,

Scanning, Calyx, Encompass, AUS systems

Time Management

Quick Learner

PROFESSIONAL EXPERIENCE

AMERICAN HOMESTAR MORTGAGE / LEAGUE CITY, TX APRIL 2022-JANUARY 2023 Loan Processor. Set up file, checked loan documents for accuracy, checked credit report, acquired any documentation needed for qualification, reviewed paychecks, W2, and bank statements. Ordered verification on employment, mortgage and housing history, survey, title, appraisal, and insurance. Processed new construction manufactured homes built on lot. Heavy FHA files. Submitted file to underwriter and then into closing. Also processed retail FHA and conventional loans (some with PMI). Assisted with other duties as required.

GUARANTEED RATE / HOUSTON, TX MAY 2020-APRIL 2022

Assistant to Branch Manager. Take loan application, or complete loan applications in Encompass. Gather credit documents, review credit report, paychecks, assets, calculate income. Run Loanbeam and analyze self employed. Conventional, FHA,VA, Jumbo loans - new construction and retail files. Run. DU and LP. Search for investor programs and guidelines. Attend required training classes. Communicate with loan officer, clients, agents, processors, by phone and emails. Assist in Rate Locks, provide prequalification letters when required. Prepare file to send to processor. Provide list of referrals and send to loan officer weekly/ monthly. Responsible for file to assist processors when needed to obtain documents underwriter or closer may need.. Send out Welcome Letters to all borrowers. The company has a great CRM system that loan officers use. I also had another loan officer that recently left the company that I was responsible for the same things, to prepare the file for loan officer and loan processor. Handle files and clients when loan officer not available. . .

DOCSOLUTION / BROWN & ASSOCIATES P.L.L.C. JANUARY 2019-MARCH 2020 Assistant at a servicing company for mortgage servicing companies. Responsibilities include QC, scan documents, data entry, recording information, FedEx tracking, QC FedEx and mail documents, enter invoice fees. Trace mobile home, parcel and address changes via phone to assessor offices across the U.S. Prepare documents to send to HUD. SENTE MORTGAGE / HOUSTON, TX JUNE 2012-NOVEMBER 2018 Production Partner

Assistant to Loan Officer. Liaison between Loan Officer and Processor. Responsible for loan applications, qualification of applicant, gathering loan documents and getting file completed prior to submitting to Processor. Communicated by phone and email on pre- applications and sent Needs List. Provided loan status to Loan Officer for Real Estate Agents and Borrower on a weekly basis. Frequent contact with Borrowers. Distributed flyers and thank you cards to Agents and Borrowers. Assisted in rate lock. Responsible for beginning to funding of loan and any post-closing conditions. SELF EMPLOYED / PEARLAND, TX OCTOBER 2011-JUNE 2012 Contract Processor (Company worked for is no longer in business) Assisted Loan Officers submitting their files through AUS investor system, gathered information for loan approval through closing, FHA, VA and Conventional loans, and submitted loans to Underwriting. Barbara A. Hedrick – Resume Page 2

BRET HAUSER / RAMIREZ STAFFING JULY 2009-OCTOBER 2011 Contract Employment at Shell Federal Credit Union/Deer Park, TX Closer, post-closer, worked up closing instructions and sent to Attorneys and Title Company. Reviewed HUD I for completion. Prepared mini package for investors and put file in shipping order to be scanned and stored. Assisted Processors as needed. This was an as needed position, sometimes worked every day of the week. INTERCONTINENTAL MORTGAGE / PERFORMANCE MORTGAGE JULY 1999-JULY 2009 Processor / Underwriter (Company worked for is no longer in business) Processed new construction loans as well as retail loans. FHA, VA and Conventional loans. Retained a large pipeline. A delegated underwriter for several investors. Prepared closing package and instructions for Attorneys.