BEN HULTGREN

816-***-****

adwl8t@r.postjobfree.com

**** ***** ****** ******, ** 62301

PROFESSIONAL EXPERIENCE

U.S. DEPARTMENT OF AGRICULTURE Des Moines, IA 2021-present

State Office Deputy Director of Business & Industries (45-60 H/W)

• Advising/overseeing specialists in the State of Iowa and their subsidiaries: commercial banks and advisory firms

• Strategic planning to support economic development in the gas, ethanol, and renewable energy markets

• Processing multi-million dollar applications related to the gas, ethanol, and renewable energy programs

• Overseeing 56 employees, interpreting statutes, implementing government laws and codes

• Managing employees to help structure regional and national bank’s loan applications, submit them for Washington’s approval, leading team in servicing approved loans, and tracking agency performance TWO RIVERS

BANK & TRUST Burlington, IA 2019-2021

Vice President/Commercial Banking Officer Team Lead (40-60 H/W)

• Upon hire, oversaw five junior staff members while originating a 40-million-dollar portfolio

• Managed 12 employees and all credit analyst projects, generating over 10 million in PPP loans

• Prepared and organized loan packages for presentation to loan committee members

• Significantly improved teams auditing abilities and maintenance of loan portfolios WRANGLERS UNLIMITED, LLC Blue Springs, MO 2014-2019 Founder/Owner (60-80 H/W)

• Chief of national and international sales, generating $10MM in annual revenue

• Oversaw importation of vehicles from Canada into the United States (generating business in Calgary, Edmonton, Winnipeg, Toronto, Kitchener, and Ottawa), becoming the 3rd largest North American importer of Jeep Wranglers

• Regulated supply chain and followed importation regulatory compliance with the Department of Transportation, Border Patrol, and U.S. Customs

• Responsible for auditing, compliance, and GST Reimbursements from the Canadian Government BANK OF ODESSA Odessa, MO 2009-2014

Vice President (40-60 H/W)

• Maintained credit files to include risk ratings, analysis of financial reporting and covenant requirements, collected on past dues, and ensured all exceptions were up-to-date

• Settled foreclosures while ensuring all bank-owned property was appropriately maintained and marketed

• A ssisted junior lenders with complex loan applications and credit analysis reviews, educated them on regulatory compliance standards (such as the Bank Secrecy Act, OFAC, U.S. Patriot Act, and Community Reinvestment Act)

• Managed multiple technology conversions, ensuring the safety and security bank’s data and network services

• Supervised web designers, programmers, and analysts, to update the bank’s outdated platform

• Built a solid IT team to restructure a multi-server system to improve online banking and bill pay functionality

• Originated, processed, proposed, and managed $45MM in consumer, residential, and commercial loans

BANK MIDWEST Kansas City, MO 2006-2009

Credit Analyst & Commercial Lender (45 H/W)

• Completed formal credit analyst training

• Promoted to Commercial Lender, managed a $25MM loan portfolio, solidifyed high-net-worth clients relationships

• Maintained solid bank presence through networking events throughout the Kansas City region

• Maintained new and existing customer base, provided business lending, deposit accounts, and other product and service solutions

• Worked with other bank employees to strengthen commercial product knowledge

• Originated, processed, proposed, and managed $75MM in commercial loans, evaluated new loan requests and credit conditions, developed a strong loan portfolio

U.S. BANKCORP North Kansas City, MO 2004-2006

Business Banking Officer III (40-60 H/W)

• Grew revenue as directed by senior management, retained and expanded existing customer relationships, successfully prospected new businesses

• Analyzed customers’ needs to sell the appropriate banking products and services

• Managed seven branch locations, trained staff members on how to sell banking products

• Originated and managed a $55MM loan portfolio while establishing new potential bank customers

EXPERTISE

Senior-Level Team Management

Business & Employee Development

Credit Analysis

Credit Memorandums

Portfolio Management

SBA Lending

Underwriting

Managing Delinquency & Workouts

Regulatory Compliance

Loan Guarantees

EDUCATION

Bachelor of Science

in Criminal Justice

MISSOURI WESTERN STATE

UNIVERSITY Saint Joseph, MO

LICENSES

MISSOURI

Property & Casualty,

Life & Health Insurance License

KANSAS

Property & Casualty,

Life & Health Insurance License

AFFILIATIONS

America Red Cross Volunteer

MBA Member

(Missouri Bankers Association)

ABA Member

(American Bankers Association)

REFERENCES

Available Upon Request

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