Business Manager
Resume:
BEN HULTGREN
***********@*******.***
**** ***** ****** ******, ** 62301
PROFESSIONAL EXPERIENCE
U.S. DEPARTMENT OF AGRICULTURE Des Moines, IA 2021-present
State Office Deputy Director of Business & Industries (45-60 H/W)
• Advising/overseeing specialists in the State of Iowa and their subsidiaries: commercial banks and advisory firms
• Strategic planning to support economic development in the gas, ethanol, and renewable energy markets
• Processing multi-million dollar applications related to the gas, ethanol, and renewable energy programs
• Overseeing 56 employees, interpreting statutes, implementing government laws and codes
• Managing employees to help structure regional and national bank’s loan applications, submit them for Washington’s approval, leading team in servicing approved loans, and tracking agency performance TWO RIVERS
BANK & TRUST Burlington, IA 2019-2021
Vice President/Commercial Banking Officer Team Lead (40-60 H/W)
• Upon hire, oversaw five junior staff members while originating a 40-million-dollar portfolio
• Managed 12 employees and all credit analyst projects, generating over 10 million in PPP loans
• Prepared and organized loan packages for presentation to loan committee members
• Significantly improved teams auditing abilities and maintenance of loan portfolios WRANGLERS UNLIMITED, LLC Blue Springs, MO 2014-2019 Founder/Owner (60-80 H/W)
• Chief of national and international sales, generating $10MM in annual revenue
• Oversaw importation of vehicles from Canada into the United States (generating business in Calgary, Edmonton, Winnipeg, Toronto, Kitchener, and Ottawa), becoming the 3rd largest North American importer of Jeep Wranglers
• Regulated supply chain and followed importation regulatory compliance with the Department of Transportation, Border Patrol, and U.S. Customs
• Responsible for auditing, compliance, and GST Reimbursements from the Canadian Government BANK OF ODESSA Odessa, MO 2009-2014
Vice President (40-60 H/W)
• Maintained credit files to include risk ratings, analysis of financial reporting and covenant requirements, collected on past dues, and ensured all exceptions were up-to-date
• Settled foreclosures while ensuring all bank-owned property was appropriately maintained and marketed
• A ssisted junior lenders with complex loan applications and credit analysis reviews, educated them on regulatory compliance standards (such as the Bank Secrecy Act, OFAC, U.S. Patriot Act, and Community Reinvestment Act)
• Managed multiple technology conversions, ensuring the safety and security bank’s data and network services
• Supervised web designers, programmers, and analysts, to update the bank’s outdated platform
• Built a solid IT team to restructure a multi-server system to improve online banking and bill pay functionality
• Originated, processed, proposed, and managed $45MM in consumer, residential, and commercial loans
BANK MIDWEST Kansas City, MO 2006-2009
Credit Analyst & Commercial Lender (45 H/W)
• Completed formal credit analyst training
• Promoted to Commercial Lender, managed a $25MM loan portfolio, solidifyed high-net-worth clients relationships
• Maintained solid bank presence through networking events throughout the Kansas City region
• Maintained new and existing customer base, provided business lending, deposit accounts, and other product and service solutions
• Worked with other bank employees to strengthen commercial product knowledge
• Originated, processed, proposed, and managed $75MM in commercial loans, evaluated new loan requests and credit conditions, developed a strong loan portfolio
U.S. BANKCORP North Kansas City, MO 2004-2006
Business Banking Officer III (40-60 H/W)
• Grew revenue as directed by senior management, retained and expanded existing customer relationships, successfully prospected new businesses
• Analyzed customers’ needs to sell the appropriate banking products and services
• Managed seven branch locations, trained staff members on how to sell banking products
• Originated and managed a $55MM loan portfolio while establishing new potential bank customers
EXPERTISE
Senior-Level Team Management
Business & Employee Development
Credit Analysis
Credit Memorandums
Portfolio Management
SBA Lending
Underwriting
Managing Delinquency & Workouts
Regulatory Compliance
Loan Guarantees
EDUCATION
Bachelor of Science
in Criminal Justice
MISSOURI WESTERN STATE
UNIVERSITY Saint Joseph, MO
LICENSES
MISSOURI
Property & Casualty,
Life & Health Insurance License
KANSAS
Property & Casualty,
Life & Health Insurance License
AFFILIATIONS
America Red Cross Volunteer
MBA Member
(Missouri Bankers Association)
ABA Member
(American Bankers Association)
REFERENCES
Available Upon Request
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