manager

Kadum Aluzri

**** ****** **** *****, ****** Beach, CA 92651 • *****@*****************.*** • 949-***-**** https://www.linkedin.com/in/kadumaluzri/

Experienced wholesale mortgage broker with a demonstrated history of working in Real Estate, Finance, and Engineering. Has demonstrated history of generating revenue and bringing in new clients through excellent communication, leadership, and project management. Experience in management, underwriting, financial analysis, banking, accounting, customer success, project management, and client success.

EXPERIENCE:

MONARCH BAY LENDING, INC. Irvine, CA

Founder, President, & Broker June 2005 - Present

• Founded my own brokerage in 2005 after 5 years of residential real estate loan practice

• Funded $31 million worth of loans in 2022 and $23 million in 2021

• Serving as the leading representative and supervisor for clients and lenders, loan officers, processors, and marketing and accounting departments

• Managing the sales of loans for purchases and refinancing as well as the qualifying and credit analysis of prospective clients

• Qualifying clients based on lending criteria for Fannie Mae, Freddie Mac, FHA and VA loans

• Experience processing FHA loans since 2007 and Fannie Mae and Freddie Mac loans since 2000 NATIONAL PACIFIC LENDING Laguna Hills, CA

Senior Loan Officer & Broker April 2000 - June 2005

• Top producing loan officer for 4 years straight funding over $12 million a year worth of loans

• Mentored, trained, and managed new associate loan officers

• Managed the sales of loans for purchases and refinancing as well as the qualifying and credit analysis of prospective clients

• Qualified clients based on lending criteria for Fannie Mae, Freddie Mac, FHA and VA loans

• Experience processing FHA loans since 2007 and Fannie Mae and Freddie Mac loans since 2007 LOCKHEED MARTIN IMS, FASTRACK SERVICE CENTER Irvine, CA Accounts Manager April 1998 - December 1999

• Designed and lead the system for Lockheed’s integrated voice response system for FasTrack

• Created the direct link to the DMV to get driver’s information for the toll violation licenses

• Managed and trained a team of 47 people, which included the Violation Department, the Collection Department, and the Set-up Department

• Supervised image processing clerks, managed the collection of outstanding violations, prepared accounts for litigation, provided Transportation Corridor Agencies with updated reports regarding accounts receivable and outstanding toll violations, authorizing charge off of accounts to bad debt, prepared department budget and approved department purchases.

ORANGE COUNTY FEDERAL CREDIT UNION Santa Ana, CA

Accounts Manager April 1997 - March 1998

• Headed the setup of the Accounts Receivable and Collections Department

• Mentored and supervised finance and accounting officers

• Implemented a new process of collection and refinancing of delinquent Auto Loans, Personal Choice Loans, Mortgage Loans and closing of Negative Checking Accounts

• Initiated the process of creating loans for charge off, authorizing charge off on accounts to bad debt, and preparing accounts for litigation

PROGRESSIVE MANAGEMENT SYSTEMS Monterey Park, CA

Accounts Supervisor April 1992 - March 1997

• Launched a new system for Accounts Receivable and Collections for hospitals in the LA/OC/SD regions

• Headed the system of call center officers for collection of medical, retail and commercial accounts, insurance billings and follow up

• Hired, trained, and mentored new employees of all levels/experiences SCHLUMBERGER WELL SERVICES Long Beach, CA

Field Engineer April 1989 - March 1992

• Spearheaded a program to detect the presence of oil in oil wells, gas and water using electronic, magnetic and neutron tools

• Executed calibration, upgrading and maintenance of tools prior to any assigned job

• Examined, analyzed, and interpreted logs to determine the presence of gas or oil CARDIOVASCULAR DEVICES, INC. Irvine, CA

Quality Control & Testing Engineer March 1989 - December 1989

• Gathered, reported, and managed the feedback for our design team to improve the functionality of the devices

• Tested the circuit boards for the Blood-Gas Monitoring Systems on the production line prior to shipment to customers

• Repaired, modified and upgraded returned equipment

• Analyzed and monitored return logs to determine the most common causes of returns EDUCATION:

University of Southern California Los Angeles, CA

M. S., Operation Research, (Industrial & System Engineering) May 1987 University of Southern California Los Angeles, CA

B. S., Biomedical & Electrical Engineering May 1985 SKILLS & LICENSES:

• Proficient in C++, Fortran computer languages, extensive knowledge of Microsoft Word, Excel, Exchange and Outlook, knowledge in DBASE III

• Languages: Arabic (native)

• Department of Real Estate License# 01309612, NMLS# 236773 ASSOCIATIONS:

• Member of American Society of Bio-Medical Engineers, University of Southern California.

• Member of Operation Research Society of America.

• Member of National Association of Realtors

References available upon request

Contact this candidate