BSA/Aml Analyst, Operations Associate, G/L balancing, CTR & SAR filing
Resume:
Angela Havens-Snyder
BSA/AML Analyst II
La Vista, NE 68128
************@*******.***
Work Experience
BSA/AML Analyst II
American National Bank - Omaha, NE
June 2022 to Present
• Prepare and file Currency Transaction Reports through Fincen in a timely manner
• Review Verafin system personal and business customer account activity and alerts for potential structuring, money laundering, virtual currency, human trafficking and anything deemed suspicious account activity. Review customer and account information on Jack Henry.
• Escalate alerts to Case status within the system when warranted
• Present cases with documentation and detailed information to the SAR Committee for SAR filing consideration
• Prepare and file SAR Report in a timely manner- Voting member of the SAR Committee
• Review 314b OFAC Watch list on Verafin system for any potential hits
• Assist with implementation, updating and recommendations of BSA/AML policies and procedures
• Work closely with management and internal departments daily for additional information needed for cases
• Strong verbal communication skills
• Proficient in Microsoft Suite
• Strong organizational skills
• Continuous BSA/AML and Compliance training- Proficient in FIS Fiserv Platform, Navigator, Lexis Nexis, Web Director
BSA Analyst II
Frontier Bank-Omaha, NE
January 2022 to June 2022
Reviewed account and account owner alerts for potentially fraudulent activity.
Reviewed and processed 314a list from Fincen
Prepared and filed Currency Transaction Reports through Fincen in a timely manner.
Escalated alerts to cases in the system if warranted, due to fraudulent activity.
Brought cases to the SAR Committee for recommendation to file a SAR.
Voting Member of the SAR Committee
Prepared SAR reports and filed in a timely manner.
Reviewed new account information including CIP, KYC and CDD questionnaires.
Followed up with branches and bankers for missing information needed.
Conducted ongoing customer monitoring for high-risk customers.
Monitored high risk accounts for suspicious transactions.
Approved domestic and international incoming and outgoing wires for potential OFAC matches.
Accounting Assistant (Assisted department when they were shorthanded)
Cobalt Credit Union-Papillion, NE
August 2021 to December 2021
• Balanced Teller Monetary Instruments report daily
• Balanced customer Cash Advance General Ledger account daily
• Balanced Loan payment General Ledger account daily
• Worked closely with other internal payment departments regarding postings to GL accounts
• Balanced ATM, ITM and branch check deposits daily
• Assisted with accounts payable when needed
• Closed books monthly on Multiple GL accounts: Credit card, Loan payments, Check deposits, depreciation on autos, equipment and various branch items including furniture
• Paid Federal Withholding tax via Federal website twice a week
Compliance Specialist
Cobalt Credit Union - Papillion, NE
January 2018 to January 2022
• Reviewed member account triage alerts on FCRM system for potential money laundering, elder abuse, romance scams, human trafficking, and all other suspicious activity
• Performed monthly audits on new account member CIP information and KYC auditing • Performed monthly audits on incoming and outgoing wires and indirect auto loans
• Performed OFAC verification for internal departments, branches and within Compliance
• Escalated alert cases to SAR status if warranted.
• Prepared and filed SAR after committee vote-Voting Member of SAR Committee
• Prepared and filed Currency Transaction Reports through Fincen in a timely manner
• Processed and reviewed 314a lists from FinCen and 314b disclosing to other FI
• Team building tasks and other various duties as assigned
• Used discretion when dealing with confidential information.
Card Dispute Specialist (Cobalt Credit Union)
Cobalt Credit Union-Papillion
September 2017 to January 2018
Processed members’ disputed transactions in a timely manner.
Followed Reg E rules and policies.
Bank card maintenance including “hot card” for lost or stolen and re-issue of cards.
Provided Provisional credit to members via the General Ledger accounts.
Balanced Provisional Credit and Fee GL accounts at end of day.
Determined if card/account should remain open due to repeated disputes.
Maintained card inventory as well as members’ returned cards.
Research was done on behalf of members as victim of potential fraud as well as the credit union as a potential victim.
Reviewed and processed Remote Deposit Items, while being alert to fraud and scams.
Maintained orderly and detailed case files and maintained a strong attention to detail.
Used discretion when dealing with confidential information.
Deposit Operations Associate
AAA Bank - Omaha, NE
December 2015 to September 2017
Examined new online account customer information against the Lexis Nexis system for accuracy and verification. Conducted CIP audits and KYC audits.
Performed maintenance on existing accounts including updating information and verifying customer information.
Audited new account documents for accuracy and compliance and worked closely with internal branches and external customers to gather needed information.
Created electronic batch daily in Navigator FIS system for new account funding.
Paid Federal withholding taxes weekly.
Federal Tax withholding payment processing through Federal Tax Payment System
End-to-end EFT Card Claim processing for customer submitted cases regarding fraudulent activity.
Processed “non-post” checks and payments daily for incomplete or missing information
Bank card maintenance including “hot card” for lost or stolen and re-issue of cards.
Maintained bank card inventory as well as members’ returned cards.
Teller Supervisor/Vault Teller
Union Bank and Trust - Lincoln, NE
June 2001 to October 2015
Teller supervisor duties including preparing CTR forms and manually filing reports.
Monthly teller drawer audits
Monthly branch alarm testing and on-call in the event an alarm was activated.
Teller coaching to meet sales and referral goals and pass “mystery shops.”
Vault Teller duties including heavy cash handling daily.
Vault balancing and general ledger account balancing daily.
Verification of incoming currency to detect counterfeit bills.
Weekly currency sells to Federal Reserve
Processing large commercial deposits daily
Education
Associates degree obtained with my major in Business Management and minor in Criminal Justice
Metropolitan Community College Omaha - Omaha, NE.
Graduated November 2022
Skills
*Jack Henry & SilverLake Software (1 year)
• AML Software (5+ years) Including: FCRM (3+ years), Verafin (1 year) & Abrigo-BAM+ (1 year)
• Excel (10+ years)
• Operations and Account Maintenance (10+ years)
• Microsoft Office (20+ years) & Microsoft Suite
• Customer Service within the Financial Industry (30+ years)
• Accounting (1 year)
• Bank Secrecy Act/Anti-Money Laundering-Rules and Policies (30+ years)
• Journal Entries (8+ years)
• Bank Report Reconciliation (10 years)
• Attentive, Versatile & Swift in Learning New Software and Technologies (30+ years)
• General Ledger Accounting/Reconciliation (3+ years)
• Strong Organizational and Communication Skills with Sharp Attention to detail (30+ years)
• Strong Team Building Skills and
Personal, Team and Organizational Goal Setting/Goal Reaching Skills (30+ years)
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