Loan Processor Mortgage Underwriter
Resume:
Catrina Chatman
A Mortgage Professional committed to maximizing business performance and
efficiency. Ambitious and dynamic with a reputation for maintaining compliance and adhering to regulatory guidelines.
15420 Brushwood Dr. Tampa, Fl
33624
*************@*****.***
EXPERIENCE
KBHS Home Loans (Builder) — Remote Loan Processor
November 2000 - July 2022
GOLD cert loan status within 30 days of KB Home contract on 90% of pipeline
Assumed full responsibility to guide new KB Home purchasers through the loan process from conditional loan approval to clear to close Served as the main point of contact to the borrower, real estate agent, mortgage loan officer, and mortgage underwriter from origination through the close of the mortgage transaction
Home Access Financial — Loan Processor
June 2020 - November 2020
Processing of FHA, VA and Conventional Loans
Evaluating debt to income ratios, loan to value ratios, examining credit reports, income documents and assets to determine credit worthiness.
DSLD Mortgage (Builder) — Remote Loan Processor
August 2019 - May 2020
Analyzed all aspects of mortgage and home equity applications to ensure accuracy and completeness. Conducted comprehensive credit and risk analysis to ensure that applications were within company’s guidelines and regulatory underwriting standards. Provided meticulous attention to detail in processing mortgages New American Funding /Marketplace Home Mortgage —
Remote Loan Processor
August 2018 - August 2019
Review of loan conditions set by the underwriter and responsible for contacting Client and requesting documents that would in turn satisfy the conditions of the loan
Established, strengthened and maintained productive relationships with members and delivered world class services and support while SKILLS AND SYSTEMS USED
Encompass
VA Portal
FHA Connection
DU and LP
Credit Plus
responding to all inquiries, questions and requests Familiarity with Fannie and Freddie Guidelines to ensure loans meet the requirements of the investor
Eagle Home Mortgage (Lennar -Builder) — Senior Loan Processor
April 2016 - August 2018
Reviewing pre-approved loans to determine what documents were needed to receive a conditional approval
Ordering verifications of employments, tiles work, and appraisals for all loans in a timely manner to achieve Loan Clear to Close at least 10 days before closing
Provided weekly status updates to Loan Officers and communication with customers on status of approval
USAA — Loan Processor
July 2012 - March 2016
Effective communication with members every 3 business days to ensure a smooth process and closing as well as ensuring all conditions have been met to receive a Clear to Close Meticulous attention to detail
Reviewing and Processing of VA Loans to determine credit worthiness EDUCATION
Brandon Senior High School — High School Diploma
May 1997
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