Miguel Sandoval
*******@*******.***
Detail-oriented debt collector with 8+ years of experience, seeking a full-time position where I can use my communication skills and extensive finance knowledge to negotiate repayments and while closely following debt collection laws. I have excellent communication & negotiation skills, and I am bilingual English/Spanish. Proficient in windows office application and Macintosh OS. I work well independently and in a team environment. I am hard-working, Energetic, and detail-oriented, and work well under pressure. I have excellent time management, ability to meet deadlines and accomplish work-related goals.
Professional Experience
CPS-Consumer Portfolio Services, Inc. 8/2014 to 05/2015
- Auto collections
- Access recovery
West Oak Autos 8/2013 to 8/2014
- Finance manager/ car sales
- process loans for car sales
- Provide customer service to all seeking to buy a used vehicle
Turner Acceptance Corp. 9/2010 to 7/2013
- Loan processor
- Indirect finance department
- Process application and deals
- Working with independent and franchise dealers
- Verified applications
- Turndown, pass, buy back and credit letters
- Minimized delinquencies
- Work simple interest and rule 78
- Work accounts from 1-90 days past due
- Establish settlements, refinancing and refer accounts to reposes department
Overland Bond & Investment Corporation 2/2007 to 4/2010
- Car loan specialist
- Pass due payments
- Refinance loans
-Insurance claims
Education:
Farragut high school Chicago, IL
High School diploma, June 2003