Aml Analyst Fraud

Queen Onyia, BSA/AML ANALYST

Location: Killeen, Texas

Email: *********@*****.***

Phone: 346-***-****

OBJECTIVE

I am a BSA & Fraud Professional seeking opportunities to utilize my skill set. As a detailed analytical and dependable investigator, I possess a fast turn-around on alerts and investigate them with versatility. My reputation includes going beyond what is required and achieving in due time.

SKILLS

Microsoft Office, Excel, Pivot Table, Iview, Precision, Patriot Officer, Verafin, Lexis-Nexis, World Check, Enhanced Due Diligence, Actimize, Mantas, OFAC, Currency Transaction Reporting (CTR), CDD, OFAC, Suspicious Activity Report (SAR ), World Check, Accurint, research, Tableau, Lotus notes.

EXPERIENCE

CSI. March 2022 – Date.

BSA/AML Analyst

●Reviewed system generated alerts with retail banking to assess presence of illicit activity that may require reporting based on BSA/AML requirements and conducted research as required.

●Perform QA on SAR and cases.

Reviewed and analyzed wire transfers, ACH payments and non-payment SWIFT messages for potential sanctions violations.

Investigate potential OFAC violations, Money Laundering, and fraudulent financial activity across business lines.

Created and reviewed client KYC profiles to ensure compliance with FINCEN/BSA requirements and client policies and procedures

Performed the required KYC screenings on customers documenting the information obtained on the client's as required by global KYC procedures

Performed due diligence searches on individuals and business accounts using various databases such as Lexis Nexis, World-Check and Google

Accurately determined the flow of funds generated from the originating party of the wire transaction to the ultimate beneficiary in order to access fraud or suspicious activity deemed necessary for SAR filing or mitigated for closure.

Conducted full investigations/analysis on all types of accounts from Low to High Risk jurisdictions/countries.

Prepared SARs to include comprehensive narratives fully describing the breadth of detected suspicious transactions, accompanying research and findings supporting the conclusion

Ettain Group October 2020 to December 2021

BSA/FRAUD Analyst

●Analyzed transactional activity to detect any patterns or trends that present illegal activities or fraud

●Conducted extensive investigations of associated accounts when red flags are raised; Analyzed and reviewed daily suspect information and detailed fraud detection information from various business units that provided suspect or unusual activity requiring research and follow-up

●Promoted case summaries for SAR preparation or no further action (NFA) after analysis of wire transaction details are reviewed to identify and assess all risks, trends and potentially suspicious activity

●Prepared SARs to include comprehensive narratives fully describing the breadth of detected suspicious transactions, accompanying research and findings supporting the conclusion

●Conducted detailed research and analysis of financial transactions (cash, wire, ACH, etc.) to ensure BSA compliance and identify and uncover suspicious activity

●Built relationships with AML investigations unit to understand the client behavior and communicate activity of interest and/or concern and effectively communicate and transfer information for cases.

Ettain Group April 2019 to October 2020

FIU Investigator

●Responsible for managing a caseload of investigations, perform analysis and follow-up and work cases from beginning to completion according to Client AML procedures and policies.

●Conduct research over available Bank systems, the Internet, and Databases consistent with the resolution of investigations.

●Collect and examine financial statements/trade data and other documents to assist in identifying unusual transaction patterns.

●Follow-up with additional Point(s) of Contact (POC) as needed to identify additional information in support of the case.

●Create Suspicious Activity Reports (SARs); and recommend relationship retention or termination; and track account closures as required.

●Liaise with other FIU units, ACRM, the Business, CSIS, FIU Legal, GIU, Trade Surveillance, and Law Enforcement, where applicable.

Judges Group May 2018 to February 2019

Senior BSA ANALYST

●Reviewed system generated alerts, assess impact to AML processes, conduct research as required, and clearly documented and articulated alert disposition after review.

●Conducted full analysis/Investigations on all types of accounts from Low to High-Risk countries for all group and corresponding banks including; Wire Transfers, Book Transfers, and CHIPS Payments

●Conducted investigations on both internal/external databases to analyze and evaluate the risk posed by the client based upon the client's business functions and its financial activity.

●Researched compliance and data anomalies and close-out case files when no issues have been found.

●Drafted and wrote the SAR’s for filing with FinCEN.

●Responsible for managing a caseload of investigations, perform analysis and follow-up and work cases from beginning to completion according to Client AML procedures and policies.

Skye Bank PLC

Retail Banking Group – AML/KYC Analyst September 2008 to February 2018

Determined and implemented steps, validating KYC risk compliance based on research of customer records, verification of account purpose and legitimacy, analysis of transaction activity.

Performed ongoing customer due diligence including maintenance and updating of AML and KYC records and information for existing clients.

Conducted reviews of client documentation and information obtained by client contacts within the business units.

Ensured that information obtained was consistent with BSA/AML Policy and Procedures and satisfied regulatory requirements.

●Reviewed system generated alerts, assess impact to AML processes, conduct research as required, and clearly documented and articulated alert disposition after review.

●Conducted full analysis/Investigations on all types of accounts from Low to High-Risk countries for all group and corresponding banks including; Wire Transfers, Book Transfers, and CHIPS Payments

●Conducted investigations on both internal/external databases to analyze and evaluate the risk posed by the client based upon the client's business functions and its financial activity.

●Researched compliance and data anomalies and close-out case files when no issues have been found.

●Responsible for managing a caseload of investigations, perform analysis and follow-up and work cases from beginning to completion according to Client AML procedures and policies.

EDUCATION

University of Lagos, Nigeria

Bachelor of Science 2005

PSM 1

CRISK

CAMS Certification in Progress.

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