M
ari Belt Figueroa
***** * ******** *** ***** Parkland Fl 33076
Mobile 787-***-**** /E-Mail: *************@***.***
Office Management, Planning and Administration
Regulatory Compliance ÁÂ Client AffairsÁÂ Reporting and Analysis ÁÂ Mortgage loan
Versatile professional with experience dealing with several functions; systematic in proving to be a fast learner exceeding expectations and assuming sensitive tasks.
Dedicated and hard working with an eye for detail.
Summary of Qualifications:
Customer Relations: Excellent managing clients for sales; passionate professional towards helping clients and resolving complex issues.
Planning and Organizing: Establish priorities on how to logically organize tasks to maximize time and collaborate in other areas.
Communication Skills: Assertive in conveying the message according to the audience assuring information simplification internally and towards clients.
Analytical Skills: Hands-on experience analyzing, provide recommendations on sensitivity and confidentially information on business performance and clients finances
Professional Experience
Home Financing Center (Florida) 2018-2022
Mortgage Banker
Discuss loan products and options to meet client needs and advise on risks and benefits of each options such as FHMA, FHLMC, FHA, and VA loans
Collect and analyze clients' financial information to assess eligibility for loan origination and process
Communicate effectively with all stakeholders, including the customer, realtor, sales processing associate, builder, insurance and title company
Wal-Mart Home Office (Puerto Rico)
Pricing Manager / Planning Analyst 2012-2017
Conducted financial analyses (for example, ad hoc, risk) and reports to understand and explain business trends and performance, forecasting monthly projections against actual results
Managed price reduction program known as Everyday low price & Everyday low cost - Competitive Pricing Strategy, negotiating best terms to maximize business overall profitability
Westernbank / Banco Popular (Puerto Rico) 2004 – 2011
Mortgage Account Executive
Promoted and sold individual mortgage loans and several projects at Palmas Real Estate. Managed up to $950K in cases through sales; identified client’s needs to provide adequate services (loans).
Synovus Financial Corp (Florida, US) 2002 – 2004
Operation Associate Entry
Prepared transactions processed by tellers at four financial institutions with a total of 32 branches. Analyzed balance sheets, prepared inbound/outbound cash record for submittal to Federal Reserve.
Education
Metropolitan University, Cupey PR – MBA in Finance (2012)
University of Puerto Rico, Humacao PR – BA in Human Resources (1995)
CERTIFICATIONS
Florida NMLA- Mortgage Loan Originator License -Active Id-309369 (2018-2023)
Florida Real Estate License - Sales Associate – Active SL 3466449 (2020-2023)