Thomas F. Coady

774-***-**** advmow@r.postjobfree.com

Education

FITCHBURG STATE COLLEGE, FITCHBURG, MA 1990

Major: Business Administration-Accounting

Minor: Economics

Experience

CREDIT MANAGER NEW ENGLAND ICE CREAM NORTON, MA FEBRUARY – PRESENT

Maintained portfolio 2000 accounts with 1 A/R rep. $150 million sales

Report weekly with President and Vice president on accounts

Less than 1% over 60 days; $12 million open on AR ledger at all times

Negotiate with Purchasing, owners and sales to resolve all issues

CREDIT RISK ANALYST BOSTON SCIENTIFIC MARLBORO, MA DECEMBER 2021 – JANUARY 2022

Downloaded and ran financials on Hospitals across the country

Identified risk level on Customer base

Short term covering for pregnancy

Used Credit Risk Monitor and Excel to review Customers solvency in the system

CREDIT ANALYST SSI PEOPLE TOWNSHIP, PA MAY 2021 – NOVEMBER 2021

Maintained portfolios of 700 accounts with an accumulated $120 million in sales

Handled collection calls and negotiated delinquent accounts

Managed risk by identifying high risk accounts

Worked along sides the Sales and Customer Service teams to resolve issues with customers

SENIOR CREDIT ANALYST MEDTRONIC MANSFIELD, MA 2002 - 2021

Used balance sheets, income statements, credit risk monitors and D&B reports to review and analyzed financial information and update credit limits

Maintained portfolios of 800 accounts with an accumulated $800 million in sales.

Worked closely with the Sales department, Product Management team, and Customer Service representatives to help meet customer’s needs

Kept 90% of monies current and less than 1% over 90 days

Helped assist customers into a new buying/paying program

Got experience working with both large ($200 million) and small ($5,000) customers

Negotiated deals with customers to resolve disputes

Skills

MS Word, MS PowerPoint, MS Excel, MS Access, JD Edwards, Oracle, SAP, DSD

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